Remote Stop-Loss Underwriter: Risk & Growth

Acrisure; Alabama; On-site; USD 65,000 - 85,000; Full time

Benefits offered by this job

Medical insurance

Dental coverage

401(k) plan

Paid time off

Job summary

Acrisure, a global fintech leader, is seeking a Stop Loss Underwriter to evaluate, price, and manage risk for self-funded employer health plans. The role focuses on underwriting new business and renewals, assessing exposure, and ensuring profitability while staying competitive.

You will collaborate with sales, clinical, policy, and claims teams to deliver underwriting decisions that align with guidelines and financial objectives, with a strong emphasis on state and federal compliance.

Qualifications

• 2+ years of stop loss underwriting experience (specific & aggregate preferred).
• Strong knowledge of self-funded health plan structures.
• Experience reviewing large claimant reports and medical diagnoses.
• Proficiency in underwriting models and rating tools.

Responsibilities

• Review employer census data, claims experience, and large claimant reports.
• Evaluate specific and aggregate risk exposure and establish attachment points, lasers, and corridors.
• Price stop loss coverage in line with underwriting guidelines.
• Analyze large claims and assess recurrence risk.
• Underwrite new employer groups seeking stop loss coverage.
• Analyze renewal performance and determine rate adjustments.
• Balance competitiveness with profitability targets.
• Provide alternative quoting strategies when appropriate.
• Communicate underwriting decisions clearly with producers.
• Support producers during negotiations.
• Partner with clinical underwriting on high-cost cases.
• Coordinate with policy administration to ensure accurate terms.
• Adhere to delegated underwriting authority.
• Ensure compliance with state and federal regulations.

Skills

Stop loss underwriting

Self-funded health plans

Large claimant reports

Underwriting models

Job description

Acrisure, a global fintech leader, is seeking a Stop Loss Underwriter to evaluate, price, and manage risk for self-funded employer health plans. The role focuses on underwriting new business and renewals, assessing exposure, and ensuring profitability while staying competitive.

You will collaborate with sales, clinical, policy, and claims teams to deliver underwriting decisions that align with guidelines and financial objectives, with a strong emphasis on state and federal compliance.