Remote Stop-Loss Underwriter: Risk, Pricing & Growth

Acrisure; Grand Rapids (MI); On-site; USD 65,000 - 85,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

401(k) plan

Job summary

Acrisure seeks a Stop Loss Underwriter to evaluate, price, and manage risk for employer-sponsored self-funded health plans. You’ll underwrite new business and renewals, assess specific and aggregate exposure, and ensure profitability while staying competitive.

You will collaborate with sales, clinical, policy, and claims teams to make sound underwriting decisions that align with company guidelines and financial objectives.

Qualifications

• 2+ years of stop loss underwriting experience (specific & aggregate preferred).
• Strong knowledge of self-funded health plan structures.
• Experience reviewing large claimant reports and medical diagnoses.
• Proficiency in underwriting models and rating tools.

Responsibilities

• Review employer census data, claims experience, and large claimant reports.
• Evaluate specific and aggregate risk exposure and establish attachment points and corridors.
• Price stop loss coverage per underwriting guidelines.
• Analyze emerging large claims and assess recurrence risk.
• Underwrite new employer groups seeking stop loss coverage.
• Analyze renewal performance and determine rate adjustments.
• Balance competitiveness with profitability targets.
• Provide alternative quoting strategies when appropriate.
• Communicate underwriting decisions clearly with producers.
• Support producers during negotiations.
• Partner with clinical underwriting on high-cost cases.
• Coordinate with policy administration to ensure accurate contract terms.
• Adhere to delegated underwriting authority and regulations.

Skills

Stop Loss Underwriting

Self-funded Health Plans

Claims Data Review

Underwriting Guidelines

Tools

Underwriting models

Rating tools

Job description

Acrisure seeks a Stop Loss Underwriter to evaluate, price, and manage risk for employer-sponsored self-funded health plans. You’ll underwrite new business and renewals, assess specific and aggregate exposure, and ensure profitability while staying competitive.

You will collaborate with sales, clinical, policy, and claims teams to make sound underwriting decisions that align with company guidelines and financial objectives.