Remote Senior Life Underwriting Auditor

Manulife; Minneota (MN); Remote; USD 92,000 - 160,000; Full time

Job summary

Manulife/John Hancock is seeking a Life Underwriting Auditor to conduct post-issue audits, assess decision quality, and provide actionable insights to align pricing, mortality assumptions, and regulatory requirements.

The role collaborates with Underwriting Management, Risk Management, Training, and Innovation teams to improve controls, design CAPs, and translate audit findings into training and guideline clarifications while advancing governance standards.

Qualifications

• Several years (typically 5+ years) of experience in life insurance underwriting.
• Strong understanding of life insurance products, underwriting guidelines, and risk selection.
• Ability to interpret complex medical and financial information and assess risk.
• Excellent written and verbal communication with leadership and underwriters.

Responsibilities

• Conduct post issue audits and monitoring of new underwriting initiatives for technical accuracy and guideline adherence.
• Review underwriting decisions for medical, financial, and operational soundness against guidelines and risk appetite.
• Identify trends in audit results and prepare structured reports and management recommendations.
• Collaborate with Underwriting Management and Risk Management to develop and monitor CAPs.
• Support enhancement of the Underwriting Risk Control Framework, including KRIs and governance standards.
• Translate audit findings into targeted training and guideline clarifications with Training & Development.
• Provide input into innovation initiatives by testing impact on underwriting quality and risk.
• Assist with design and execution of Targeted audits for Underwriting Innovation initiatives.
• Ensure audit documentation is complete and suitable for internal audit and regulatory review.
• Contribute to continuous improvement of audit frameworks, metrics, and reporting.

Skills

Underwriting knowledge

Medical underwriting

Financial underwriting

Analytical skills

Communication skills

Cross-functional collaboration

Audit & risk awareness

Education

Professional designations: ALU, FALU, FLMI

Tools

Excel

BI tools

Job description

Manulife/John Hancock is seeking a Life Underwriting Auditor to conduct post-issue audits, assess decision quality, and provide actionable insights to align pricing, mortality assumptions, and regulatory requirements.

The role collaborates with Underwriting Management, Risk Management, Training, and Innovation teams to improve controls, design CAPs, and translate audit findings into training and guideline clarifications while advancing governance standards.