Remote Life Underwriting Auditor – Risk & Quality

Manulife; Illinois; Hybrid; USD 92,000 - 160,000; Full time

Benefits offered by this job

Remote-friendly role

Competitive compensation

Job summary

Manulife/John Hancock is seeking a Life Underwriting Auditor to conduct detailed audits of underwriting initiatives, evaluate decision quality, and provide actionable insights to align with pricing, mortality, and regulatory requirements.

The role focuses on post-issue audits, CAP monitoring, and enhancing risk controls while collaborating with cross-functional teams to translate findings into training and governance improvements.

Qualifications

• 5+ years of life insurance underwriting experience with medical and financial underwriting expertise.

Responsibilities

• Conduct post-issue audits of underwriting initiatives to assess technical accuracy and guideline adherence.
• Review underwriting decisions for medical, financial, and operational soundness against guidelines, risk appetite, and mortality assumptions.
• Identify material errors, trends, and themes in audit results and prepare clear reports for management.
• Collaborate with Underwriting Management and Risk Management to monitor CAPs and remediation progress.
• Support enhancement of the Underwriting Risk Control Framework, including KRIs and governance standards.
• Translate audit findings into targeted training and guideline clarifications with Training & Development.
• Test and evaluate new tools, rules engines, and GenAI solutions for impact on underwriting quality and risk.
• Design and execute targeted audits for Underwriting Innovation initiatives.

Skills

Life underwriting

Medical underwriting

Financial underwriting

Analytical skills

Communication skills

Integrity & discretion

Education

ALU/FALU/FLMI designations

Tools

Excel

Job description

Manulife/John Hancock is seeking a Life Underwriting Auditor to conduct detailed audits of underwriting initiatives, evaluate decision quality, and provide actionable insights to align with pricing, mortality, and regulatory requirements.

The role focuses on post-issue audits, CAP monitoring, and enhancing risk controls while collaborating with cross-functional teams to translate findings into training and governance improvements.