Remote Life Underwriting Auditor — Risk & QA Insights

Manulife; Louisiana; Remote; USD 92,000 - 160,000; Full time

Benefits offered by this job

Remote work anytime in US

Competitive compensation

Career development opportunities

Job summary

Manulife/John Hancock seeks an experienced Life Underwriting Auditor to conduct detailed audits of underwriting initiatives, assess the quality of decisions, and provide actionable insights ensuring alignment with pricing, mortality assumptions, and regulatory requirements.

You will collaborate with Underwriting, Risk, Training, and Innovation teams to develop corrective actions and strengthen risk controls, while contributing to ongoing governance improvements and tooling enhancements.

Qualifications

• Several years (typically 5+ years) in life insurance underwriting.
• Strong understanding of life insurance products, underwriting guidelines, and risk selection principles.
• Ability to interpret complex medical and financial information and assess risk.

Responsibilities

• Conduct post-issue audits and monitor underwriting initiatives for technical accuracy.
• Review underwriting decisions for medical, financial, and operational soundness.
• Identify patterns in audit results and prepare reports with recommendations for management.
• Collaborate with Underwriting, Risk, Training, and Innovation to develop CAPs and track remediation.
• Support enhancement of the Underwriting Risk Control Framework including KRIs and governance.
• Translate audit findings into targeted training and guideline clarifications.
• Provide input into innovation initiatives by testing impact on underwriting quality and risk.
• Assist with design and execution of targeted audits for underwriting innovation.
• Ensure audit documentation is complete and suitable for internal audits and regulatory review.
• Contribute to continuous improvement of audit frameworks, metrics, and reporting.

Skills

Technical underwriting

Analytical skills

Communication

Cross-functional collaboration

Attention to detail

Education

ALU/FALU/FLMI designation

Tools

Excel

BI tools

Job description

Manulife/John Hancock seeks an experienced Life Underwriting Auditor to conduct detailed audits of underwriting initiatives, assess the quality of decisions, and provide actionable insights ensuring alignment with pricing, mortality assumptions, and regulatory requirements.

You will collaborate with Underwriting, Risk, Training, and Innovation teams to develop corrective actions and strengthen risk controls, while contributing to ongoing governance improvements and tooling enhancements.