Remote Pricing & Risk Analyst - AI-Powered Growth

Kin Insurance; North Carolina; Remote; USD 70,000 - 90,000; Full time

Benefits offered by this job

RSUs

401(k) match

Medical plans

HSA contributions

Life insurance

Paid parental leave

Flexible PTO

Job summary

Kin Insurance seeks a Pricing & Risk Analyst to help identify profitable growth opportunities state by state and segment by segment. You’ll translate policy, quote, and claims data into practical pricing recommendations and collaborate with state managers and business partners on analytics that drive decisions.

This entry-level role emphasizes learning insurance metrics, pricing, segmentation, and state performance, with AI-enabled workflows and mentorship from experienced colleagues.

Qualifications

• Bachelor's degree or equivalent practical experience required.
• Foundational SQL skills and proficiency with Excel or similar spreadsheet tools.
• Experience analyzing data to identify patterns, investigate questions, and explain findings.
• Hands-on experience using AI for analytical or coding tasks and willingness to use Claude Code, Databricks Genie, and MCP-enabled workflows.

Responsibilities

• Own recurring state performance reporting on quote volume, quote-to-bind conversion, new business, premium, retention, and loss experience, and investigate changes.
• Analyze performance across geography, risk characteristics, coverage, and distribution channels to surface growth opportunities and segments.
• Evaluate how proposed rate changes, underwriting rules, and shifts in business mix could affect growth and profitability.
• Build and maintain competitive research that informs state comparisons and pricing opportunities.
• Use Databricks Genie to explore data, and Claude Code to write SQL queries, build analytical scripts, automate recurring reports, and document findings.
• Bring relevant data and business context into analytical workflows through approved MCP connections.
• Validate data, calculations, and AI-generated outputs; document sources and assumptions, and raise questions early when results look uncertain.
• Deliver clear charts and concise summaries for Pricing and Risk and partner teams, developing recommendations.

Skills

SQL

Excel

Data analysis

Claude Code

Databricks Genie

MCP workflows

Attention to detail

Education

Bachelor's degree in economics, statistics, mathematics, actuarial science, finance, business, computer science, or related field

Tools

Cloud data tools

Job description

Kin Insurance seeks a Pricing & Risk Analyst to help identify profitable growth opportunities state by state and segment by segment. You’ll translate policy, quote, and claims data into practical pricing recommendations and collaborate with state managers and business partners on analytics that drive decisions.

This entry-level role emphasizes learning insurance metrics, pricing, segmentation, and state performance, with AI-enabled workflows and mentorship from experienced colleagues.