Pricing & Risk Analyst — Data-Driven Growth

Kin Insurance; Saint Petersburg (FL); Remote; USD 60,000 - 90,000; Full time

Benefits offered by this job

Competitive salary and equity

401(k) with company match

Medical, dental, vision

HSA contributions

Life insurance

Job summary

Kin Insurance is seeking a Pricing & Risk Analyst to help identify profitable state-by-state growth. You’ll turn policy, quote, and claims data into actionable pricing and risk recommendations, collaborating with state managers and partners to drive profitability.

This entry‑level role leverages AI and your analytical mindset to shape pricing strategy, with guidance from senior colleagues as you learn insurance metrics and segmentation.

Qualifications

• 0–2 years of relevant experience; internships, coursework count.
• Bachelor's degree in economics, statistics, mathematics, actuarial science, finance, business, computer science, or related field.
• Foundational SQL skills and proficiency with Excel or similar spreadsheet tools.
• Experience analyzing data to identify patterns, investigate questions, and explain findings.
• Hands-on experience using AI for analytical tasks; familiarity with Claude Code, Databricks Genie, MCP connections.
• Attention to detail; ability to question AI-generated results before relying on them.
• Ability to explain findings clearly, stay curious, and manage assignments with guidance.

Responsibilities

• Own recurring state performance reporting on quote volume, quote-to-bind conversion, new business, premium, retention, and loss experience.
• Analyze performance across geography, risk characteristics, coverage, and distribution channels to surface growth opportunities.
• Evaluate how proposed rate changes and underwriting rules could affect growth and profitability.
• Build and maintain competitive research for state comparisons and opportunities.
• Use Databricks Genie to explore data, and Claude Code to write SQL queries and scripts.
• Bring data and business context into analytical workflows through MCP connections.
• Validate data, calculations, and AI outputs; document sources and assumptions.
• Deliver clear charts and concise summaries with recommendations alongside colleagues.

Skills

0-2 years experience

SQL basics

Excel

Data analysis

AI for analytics

Attention to detail

Communication

Education

Bachelor's degree in economics, statistics, math, actuarial science, finance, business, CS

Tools

Claude Code

Databricks Genie

MCP-enabled workflows

Job description

Kin Insurance is seeking a Pricing & Risk Analyst to help identify profitable state-by-state growth. You’ll turn policy, quote, and claims data into actionable pricing and risk recommendations, collaborating with state managers and partners to drive profitability.

This entry‑level role leverages AI and your analytical mindset to shape pricing strategy, with guidance from senior colleagues as you learn insurance metrics and segmentation.