Remote Mortgage Loan Originator – Outside Sales

Choiceone-Bank; Fenton (MI); Remote; USD 55,000 - 95,000; Full time

Job summary

ChoiceOne Bank is seeking an Outside Sales Mortgage Loan Originator in Michigan to drive residential mortgage business through proactive, in-person client engagement. You will identify prospects, explain loan products, collect and review financials, and guide clients through the mortgage process while ensuring compliance with regulations.

The role involves meeting clients at their homes or workplaces, maintaining relationships, and collaborating with internal teams to close loans.

Qualifications

• Candidates should have thorough knowledge of lending functions and regulatory requirements.
• Must hold or be eligible for NMLS registration and comply with licensing standards.
• Experience with residential mortgage processes and client counseling is preferred.

Responsibilities

• Identify, develop, and maintain borrower relationships through networking and referrals.
• Meet clients at homes or workplaces to solicit mortgage loan applications and explain options.
• Collect financial documents and review credit, income, assets, and employment history.
• Ensure disclosures and regulatory/compliance steps are completed accurately and timely.
• Maintain ongoing communication with clients through the loan process and closing.

Education

High School Diploma or equivalent

Bachelor's Degree in business-related major

5–7 years of progressively responsible lending experience

NMLS Registration

Job description

ChoiceOne Bank is seeking an Outside Sales Mortgage Loan Originator in Michigan to drive residential mortgage business through proactive, in-person client engagement. You will identify prospects, explain loan products, collect and review financials, and guide clients through the mortgage process while ensuring compliance with regulations.

The role involves meeting clients at their homes or workplaces, maintaining relationships, and collaborating with internal teams to close loans.