Remote Life Underwriting Auditor — Quality & Risk

Manulife; Maine; Hybrid; USD 92,000 - 160,000; Full time

Benefits offered by this job

Competitive compensation

Benefits package

Career growth opportunities

Job summary

Manulife is seeking a Life Underwriting Auditor for a remote role open to any location in the continental US. The auditor will conduct detailed audits of underwriting initiatives, evaluate decision quality, and provide actionable insights to ensure alignment with pricing, mortality assumptions, and regulatory requirements.

Key responsibilities include post-issue audits, reviewing medical/financial underwriting, identifying trends, and reporting findings to management.

Qualifications

• 5+ years of life insurance underwriting experience, including medical and financial underwriting.
• Strong understanding of underwriting guidelines, risk selection principles, and mortality assumptions.
• Ability to interpret complex medical/financial information and assess risk accurately.
• Excellent written and verbal communication, with clear, constructive reporting to leadership.

Responsibilities

• Conduct post-issue audits of underwriting initiatives to assess technical accuracy and guideline adherence.
• Review underwriting decisions for medical, financial, and operational soundness against guidelines and risk appetite.
• Identify errors and trends in audit results and prepare structured reports and management recommendations.
• Collaborate with Underwriting Management and Risk Management to track CAPs and remediation progress.
• Contribute to enhancement of the Underwriting Risk Control Framework, including KRIs and governance standards.
• Translate audit findings into targeted training and guideline clarifications with Training & Development.
• Test and evaluate new tools or GenAI solutions for impact on underwriting quality and risk.
• Assist design and execution of targeted audits for underwriting innovation initiatives.
• Ensure audit documentation is complete and suitable for audits and regulatory review.
• Support continuous improvement of audit frameworks, metrics, and reporting.

Skills

Underwriting expertise

Analytical thinking

Attention to detail

Communication skills

Cross-functional collaboration

Education

ALU designation

Tools

Excel

BI tools

Job description

Manulife is seeking a Life Underwriting Auditor for a remote role open to any location in the continental US. The auditor will conduct detailed audits of underwriting initiatives, evaluate decision quality, and provide actionable insights to ensure alignment with pricing, mortality assumptions, and regulatory requirements.

Key responsibilities include post-issue audits, reviewing medical/financial underwriting, identifying trends, and reporting findings to management.