Remote Liability Claims Adjuster - Auto & GL (FL)

Davies; Alabama; Hybrid; USD 62,000 - 68,000; Full time

Benefits offered by this job

Medical benefits

401(k) matching

Paid time off

Paid holidays

Life insurance and disability

Job summary

Davies North America is seeking a Liability Associate Claims Adjuster (remote, Florida resident) to investigate, evaluate, and resolve first party automobile and third party liability property damage claims. You will review accident materials, interviews, and policy provisions to determine coverage and liability, and you will issue payments and document outcomes.

The role requires 2 years of related claims experience, Florida license where required, strong investigative and negotiation skills,

Qualifications

• Florida claims adjusting license required.
• Remote position but reside in Florida.
• 2 years of first party physical damage, automobile liability or related experience.
• Strong investigative, analytical, and negotiation skills.
• Excellent written and verbal communication abilities.
• Ability to manage multiple claims while maintaining quality and service standards.
• Knowledge of Florida Sovereign Immunity law.

Responsibilities

• Investigate first party physical damage and third party liability claims to determine coverage, liability, and damages.
• Review accident reports, witness statements, repair estimates, and related claim materials.
• Conduct interviews with claimants, insureds, witnesses, and other involved parties.
• Analyze policy provisions and coverage details to determine claim applicability.
• Complete damages investigations including repair estimates, loss of use, diminished value, etc.
• Issue payments in accordance with coverage, liability, and damages investigation, company policies, and client service standards.
• Identify subrogation, or other risk transfer opportunities, and refer the file to the subrogation unit.
• Manage assigned claims from initial report through resolution.
• Establish and maintain appropriate claim reserves based on claim exposure.
• Establish and maintain appropriate plan of action and file diary.
• Evaluate damages including bodily injury, liability exposure, and property damage.
• Negotiate settlements with claimants, attorneys, and other involved parties.
• Process form letters.
• Maintain regular communication with clients, insureds, claimants, and other involved parties.
• Provide updates regarding claim status, strategy, and resolution progress.
• Deliver high-quality customer service.
• Maintain accurate and detailed claim documentation within the claims management system.
• Ensure claim handling complies with company guidelines, regulatory requirements, and client service standards.
• Identify potential fraud indicators and elevate concerns when appropriate.

Skills

Licenses

Remote work requirement

Experience (2 years)

Investigative skills

Analytical skills

Negotiation skills

Communication skills

Multi-claim management

Florida Sovereign Immunity knowledge

Job description

Davies North America is seeking a Liability Associate Claims Adjuster (remote, Florida resident) to investigate, evaluate, and resolve first party automobile and third party liability property damage claims. You will review accident materials, interviews, and policy provisions to determine coverage and liability, and you will issue payments and document outcomes.

The role requires 2 years of related claims experience, Florida license where required, strong investigative and negotiation skills,