Remote Home Mortgage Processor

Golden 1 Talent Acquisition Team; California; Remote; USD 35,000 - 41,000; Full time

Job summary

Golden 1 Credit Union is seeking a Home Loan Processor to manage mortgage transactions, coordinate documentation, and ensure regulatory compliance within a remote-in-California role. You will work with Home Loan Advisors, vendors, and Members to process loans accurately and efficiently.

The role requires at least 2+ years of mortgage lending experience, with processing experience preferred. This is a full-time, non-exempt position with emphasis on pipeline management and quality control.

Qualifications

• 2+ years mortgage lending experience, processing experience preferred.
• HS Diploma or GED preferred; additional work experience may be considered in lieu.

Responsibilities

• Coordinate and communicate information with Members, Home Loan Advisors and Vendors for loan processing.
• Coordinate ordering of title reports, flood certificates and appraisal orders; review documentation for accuracy.
• Maintain knowledge of state and federal laws related to credit union compliance including BSA, RESPA, TILA, TRID and AML.
• Review income calculations and asset verification per investor guidelines and Golden 1 policies.
• Read and interpret Desktop Underwriter (DU) findings; update DU/LOS with latest calculations and appraisals.
• Review credit documentation for compliance with investor and Golden 1 policies.
• Prepare correspondence and update LOS for complete tracking.
• Manage pipeline to meet service levels, efficiency, and loan quality.
• Complete HMDA information.
• Maintain and respond to quality control issues.
• Acquire knowledge of FNMA, G1CU equity products and investor guidelines.
• Perform tasks per Golden 1 performance standards.

Education

HS Diploma or GED

Job description

Golden 1 Credit Union is seeking a Home Loan Processor to manage mortgage transactions, coordinate documentation, and ensure regulatory compliance within a remote-in-California role. You will work with Home Loan Advisors, vendors, and Members to process loans accurately and efficiently.

The role requires at least 2+ years of mortgage lending experience, with processing experience preferred. This is a full-time, non-exempt position with emphasis on pipeline management and quality control.