Senior Payments Risk Operations Lead (Remote-First)

Coinbase, Inc.; Austin (TX); Remote; USD 180,000 - 212,000; Full time

Benefits offered by this job

Equity

Bonus eligibility

Medical, dental, vision

Job summary

Coinbase, Inc. is seeking a Senior Risk Analyst for the Payments Risk Operations team. You will own escalations, lead fraud pattern responses, and collaborate with Risk Modeling, Fraud Detection, and Analytics to improve controls and processes.

You will work with AI-driven tools while maintaining evidentiary standards and clear decision-making. This role requires strong SQL skills and on-chain tracing expertise in a remote-first environment.

Qualifications

• 7+ years in payments risk, fraud operations, or fraud investigations with decision-making authority
• Deep understanding of ACH, cards, wires, and crypto payment rails with proven risk-control improvements
• Proficiency in SQL and hands-on tracing funds on-chain with blockchain analytics tools
• Experience reviewing analyst decisions for quality and SOP adherence with cross-functional communication
• Uses generative AI responsibly with human oversight to improve workflow efficiency

Responsibilities

• Own escalations from Payments Risk Operations and partner teams with final decisions backed by evidence
• Lead the response to emerging fraud patterns from detection to remediation
• Maintain expert knowledge of review workflows, SOPs, and risk controls as products evolve
• Drive rule and model performance in partnership with Risk Modeling and Analytics
• Present findings and recommendations to Risk leadership and partner teams, coaching analysts to improve accuracy

Skills

SQL

Payments risk

Fraud operations

Blockchain analytics

Stakeholder comms

Generative AI use

Tools

Blockchain analytics tools

Job description

Coinbase, Inc. is seeking a Senior Risk Analyst for the Payments Risk Operations team. You will own escalations, lead fraud pattern responses, and collaborate with Risk Modeling, Fraud Detection, and Analytics to improve controls and processes.

You will work with AI-driven tools while maintaining evidentiary standards and clear decision-making. This role requires strong SQL skills and on-chain tracing expertise in a remote-first environment.