Remote Credit Analyst III — Specialty Lending

Remote; San Francisco (CA); Remote; USD 90,000 - 150,000; Full time

Benefits offered by this job

Healthcare Coverage

Health Spending Accounts

Disability Coverage

Life Insurance

401(k) salary deferral plan

Wellness program

Education and tuition reimbursement

PTO and vacation purchase program

Pet Insurance

Remote Work

Job summary

Partner Company in the United States is seeking a Credit Analyst III, Specialty Lending to evaluate and underwrite complex lending transactions across specialized sectors from a remote location. The role requires strong financial modeling, credit judgment, and communication with senior stakeholders.

You will build detailed credit analyses, assess non-traditional collateral, monitor borrowing bases, and present findings to loan committees while mentoring junior analysts and contributing to

Qualifications

• Underwrite complex lending transactions across specialty sectors.
• Analyze non-traditional collateral and repayment structures.
• Build and monitor borrowing base, advance rates, and collateral eligibility.
• Assess litigation finance, fund finance, leveraged lending risks and timelines.
• Prepare credit presentations and risk assessments for committees.
• Evaluate multi-entity borrowers and SPEs in syndicated structures.
• Mentor junior analysts and share underwriting methodologies.
• Monitor market, regulatory developments affecting specialty lending.

Responsibilities

• Specialty Credit Underwriting: Independently analyze and underwrite complex lending transactions across specialty sectors, including litigation finance, fund finance, leveraged lending, life settlements lending, and other designated industries.
• Collateral and Repayment Assessment: Evaluate non-traditional collateral and repayment structures, including legal asset-based receivables, enterprise valuations, and specialized real estate or other asset-backed arrangements.
• Asset-Based Lending Analysis: Build and monitor borrowing base calculations, advance rates, and collateral eligibility assessments for asset-based lending facilities.
• Litigation Finance Risk Evaluation: Assess case merits, jurisdictional considerations, legal counsel experience, case management capabilities, and anticipated recovery or settlement timelines.
• Fund Finance and Leveraged Lending: Evaluate sponsor experience, loan-to-value and loan-to-cost metrics, capital structures, and the feasibility of proposed exit strategies.
• Credit Reporting and Presentations: Prepare detailed credit presentations, underwriting analyses, and risk assessments for review by credit management, specialty lending portfolio leadership, senior management, and loan committees.
• Complex Transaction Structuring: Analyze multi-entity borrowers, special purpose vehicles, participation arrangements, and syndicated lending structures commonly used in specialty finance.
• Mentorship and Technical Guidance: Support junior credit analysts by sharing specialized underwriting knowledge, analytical methods, and best practices.
• Market and Regulatory Monitoring: Track industry, legal, and regulatory developments affecting specialty lending and incorporate relevant insights into credit decisions.
• Risk Management and Compliance: Ensure underwriting activities align with internal credit policies, applicable banking laws, regulatory requirements, and established risk management standards.

Skills

Financial analysis

Cash flow modeling

Credit underwriting

Communication skills

Independent judgment

Specialty lending knowledge

Education

Bachelor's degree in Finance/Accounting/Economics

Job description

Partner Company in the United States is seeking a Credit Analyst III, Specialty Lending to evaluate and underwrite complex lending transactions across specialized sectors from a remote location. The role requires strong financial modeling, credit judgment, and communication with senior stakeholders.

You will build detailed credit analyses, assess non-traditional collateral, monitor borrowing bases, and present findings to loan committees while mentoring junior analysts and contributing to