Remote Commercial Lines Underwriter for Growth

The Mutual Group; Mississippi; Hybrid; USD 35,000 - 110,000; Full time

Benefits offered by this job

Hybrid/Remote options

Wellness incentives

Educational assistance

401(k) company match up to 6%

Generous time off

Job summary

The Mutual Group, based in the United States, seeks an Underwriting Specialist to manage a book of business, review new and renewal accounts, assess risk, and prepare quotes. The role emphasizes building agent relationships to drive profitable growth and requires independent judgment within authorization limits.

Location may be hybrid or remote, with some in-office days during training; strong proficiency in risk analysis and communication is a plus.

Qualifications

• Bachelor's degree in business administration, finance or related field preferred.
• Holding or working towards an insurance designation preferred (CPCU, IIA, etc.).
• Seven years of progressively responsible experience in commercial underwriting, including one to three years in a property and casualty insurance company.
• Experience writing business for churches or religious affiliated institutions preferred.
• Broad knowledge of common terms, practices, processes and regulations in the P&C insurance industry.
• An ability to consistently apply advanced underwriting concepts and practices within the P&C underwriting field.
• Adept at applying negotiating skills, reasonableness and exercising sound judgment in analysis and decision making processes.
• Ability to convey clear & concise information to others utilizing excellent verbal and written communication skills.
• Advanced analytical, problem-solving and decision-making skills.
• Strong customer service orientation.
• Advanced knowledge of Microsoft products including a strong foundation in Excel (pivot tables, vlookups, etc.) for the purpose of strategic analysis.
• Strong attention to numeric and other details.
• Strong customer service orientation.
• Organizational skills and ability to manage large work volume and meet tight deadlines.

Responsibilities

• Delivers profitable outcomes on less complex niche business through effective risk selection by:
• Analyzing, selecting and profitably pricing business with prescriptive terms and conditions of coverage
• Examining inspection reports, location, risk, financial and other available tools and reports to identify new or unresolved concerns
• Communicating with Risk Control for inspections, follow ups and service needs for insureds
• Driving corrective action or remediation strategies on renewal accounts
• Escalating referrals, in a timely manner, on accounts that need additional review or approval by higher level underwriters
• Adhering to service expectations and regulatory compliance by the timely release of renewals, non-renewals and conditional notices
• Developing and furthering successful relationships with distribution partners within the portfolio by:
• Having regularly scheduled portfolio review calls
• Meeting voice of the customer guidelines
• Limited travel to distribution partner offices
• Consistently meeting our voice of the customer standards
• Coordinating with distribution team to building pipeline, resolve issues, concerns or conflict and oversee change management
• Communicating regularly with portfolio team members on health of assigned agencies and market conditions that could impact the portfolio
• Superior customer service and business acumen
• Mentoring support staff throughout their career development.
• Conduct peer audits and approve underwriting decisions (LOAs) for lower authority levels.
• Assist in the training of new hires and internal promotions by providing continuous mentoring and feedback to foster successful employee development.
• Reviewing, mentoring, and approving referrals for lower authority level associates
• Perform other related work as assigned.

Skills

Analytical thinking

Verbal and written communication

Customer service orientation

Negotiation skills

Organizational skills

Education

Bachelor's degree in business administration, finance or related field

Insurance designation (CPCU, IIA, etc.)

Seven years of underwriting experience

Experience writing church/religious institutions

Tools

Excel

Job description

The Mutual Group, based in the United States, seeks an Underwriting Specialist to manage a book of business, review new and renewal accounts, assess risk, and prepare quotes. The role emphasizes building agent relationships to drive profitable growth and requires independent judgment within authorization limits.

Location may be hybrid or remote, with some in-office days during training; strong proficiency in risk analysis and communication is a plus.