Remote Commercial Lines Underwriting Specialist

The Mutual Group; Des Moines (IA); Hybrid; USD 74,000 - 120,000; Full time

Benefits offered by this job

401K retirement plan with company’s 6%

Hybrid/remote options

Wellness program

Paid time off

Education assistance

Job summary

The Mutual Group in Des Moines, IA is seeking an Underwriting Specialist to manage a book of business, assess risk, and prepare quotes. You will build strong relationships with agents to drive profitable growth, under limited supervision, with a blend of hybrid or remote work.

The role emphasizes advanced underwriting concepts, effective communication, and collaboration with risk control and distribution teams to maintain service standards and achieve portfolio KPIs.

Qualifications

• Bachelor's degree in business administration, finance or related field preferred.
• Holding or working towards an insurance designation preferred (CPCU, IIA, etc.).
• Seven years of progressively responsible experience in commercial underwriting, including one to three years in a property and casualty insurer.
• Experience writing business for churches or religious affiliated institutions preferred.
• Broad knowledge of terms, practices and regulations in the P&C insurance industry.
• Ability to apply advanced underwriting concepts and sound judgment.

Responsibilities

• Analyze, select and price business with prescriptive terms of coverage.
• Communicate with Risk Control for inspections and service needs.
• Escalate referrals for higher level underwriters when needed.
• Meet service expectations and regulatory compliance for renewals.
• Develop relationships with distribution partners and conduct portfolio reviews.
• Assist in training and mentoring of new hires and staff.

Skills

Underwriting

Risk assessment

Communication skills

Negotiation

Analytical thinking

Excel (pivot tables, vlookups)

Customer service

Attention to numeric/details

Education

Bachelor's degree in business administration, finance or related field

Insurance designation (CPCU, IIA, etc.) preferred

Tools

Excel

Word/PowerPoint

Job description

The Mutual Group in Des Moines, IA is seeking an Underwriting Specialist to manage a book of business, assess risk, and prepare quotes. You will build strong relationships with agents to drive profitable growth, under limited supervision, with a blend of hybrid or remote work.

The role emphasizes advanced underwriting concepts, effective communication, and collaboration with risk control and distribution teams to maintain service standards and achieve portfolio KPIs.