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AO – American Income Division of Globe Life is hiring a Remote Client Benefits Agent. This entry-level role offers extensive training, mentorship, and rapid leadership development in a 100% remote setting for U.S. residents.
You will conduct virtual consultations, educate families on coverage options, and guide enrollments while building lasting client relationships. Compensation is commission-based with weekly pay, performance incentives, and renewal opportunities.
Company: AO – American Income Division of Globe Life
Work Arrangement: 100% Remote | U.S. Residents Only
Schedule: Flexible | Full-Time Opportunity
Career Track: Client Services | Insurance | Leadership & Management Development
Experience: Entry Level Welcome | Training & Mentorship Provided
Compensation: Commission-Based | Weekly Pay | Performance & Leadership Incentives
Are you looking for more than your next job?
If you’re motivated by professional growth, leadership development, flexibility, and the opportunity to build a career based on your performance , AO may be the right place to start your next chapter.
We’re seeking ambitious, people-focused professionals to join our growing virtual team as Remote Leadership Development Associates.
You’ll begin by learning the foundation of our business— serving clients, conducting virtual benefit consultations, building relationships, and helping families understand their coverage options. As you gain experience and demonstrate consistent results, you’ll have opportunities to develop skills in mentorship, coaching, team development, and leadership.
We provide the training, mentorship, licensing guidance, technology, and professional development—you bring the work ethic, coachability, and desire to grow.
100% Work From Home
Flexible Scheduling
Qualified Client Opportunities Provided
No Lead Purchasing Required
No Traditional Cold Calling
Weekly Commission-Based Pay
Performance Bonuses + Renewals
Comprehensive Training & Mentorship
Leadership & Management Development Track
AO operates within the American Income Division of Globe Life , serving working families and members of various organizations through supplemental life, accident, and health insurance benefits.
Our organization has built its culture around:
Our virtual business model allows representatives to serve clients and develop professionally from home while remaining connected through online training, coaching, team meetings, mentorship, and modern technology.
Your development begins with learning how to create an exceptional client experience.
You’ll work directly with individuals and families through scheduled virtual appointments.
Responsibilities may include:
We believe effective leaders should understand the client experience before developing others.
As you demonstrate proficiency, consistency, and strong performance, you’ll have opportunities to develop additional leadership skills.
Development may include:
Your career growth isn’t determined simply by how long you’ve been here.
Advancement is based on factors such as:
Potential career progression may include:
Leadership Development Associate → Mentor/Trainer → Team Leader → Management → Advanced Leadership
Leadership opportunities are earned through performance and development and are not guaranteed.
Build your career from home while remaining connected to clients, teammates, mentors, and leadership.
You’ll have access to:
No daily commute means you can focus more of your time on clients, development, performance, and building your future.
Representatives work with qualified client opportunities, including individuals who have requested information regarding available benefits.
Rather than relying on traditional prospecting, you’ll focus on:
Our approach emphasizes education, relationships, professional service, and helping clients make informed decisions rather than high-pressure sales tactics.
This is a commission-based independent contractor opportunity , not a traditional hourly or salaried management trainee position.
Compensation opportunities may include:
There is no predetermined cap on commission earnings ; however, compensation is directly tied to individual activity, production, consistency, and results.
Individual earnings vary, and no specific income level is guaranteed.
We’re looking for potential, professionalism, work ethic, and coachability.
Training and development may include:
As you progress, training can expand from learning how to manage your own responsibilities to learning how mentor, coach, and support others.
Because this position involves insurance products, representatives must obtain the appropriate state Life & Health Insurance License before performing activities requiring a license.
Not licensed yet? You can still apply.
Candidates moving forward receive guidance through the licensing process and information about the steps required to become properly licensed.
Qualifying representatives may have access to:
Eligibility requirements and qualification periods may apply.
Strong performance may also qualify representatives for additional recognition, including:
These programs are designed to recognize performance, consistency, growth, and leadership development.
You don’t need to arrive as an experienced manager.
We’re looking for individuals who have the potential and desire to become strong leaders.
Successful candidates typically demonstrate:
Previous experience in these areas can be beneficial but is not required :
We value potential, communication skills, professionalism, work ethic, accountability, and willingness to learn.
Applicants must:
Qualified applicants will first complete a brief career overview designed to provide a clear understanding of:
Candidates who wish to continue will then have the opportunity to schedule a live Zoom interview with our hiring team.
All interviews are conducted virtually for convenience and accessibility.
If you’re looking for a remote career where you can help working families, develop valuable professional and business skills, increase your earning potential, and earn opportunities to advance into leadership , we’d like to hear from you.
This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.
Candidates selected to move forward should be prepared to:
Be at least 18 years of age and legally eligible to work in the United States
Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
Complete required training and participate in virtual meetings
Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense
No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.
This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.
American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.
Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.