Remote Benefits Sales Representative | Flexible Schedule
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Benefits offered by this job
Job summary
AO Globe Life is hiring for a Remote Benefits Sales Representative. This 100% remote role offers flexible scheduling, training, mentorship, and licensing guidance. You will work with members seeking life, accident, and supplemental health benefits, conducting virtual consultations and guiding enrollment.
Ideal candidates are service-focused, able to build lasting client relationships, and motivated by performance-based income with weekly commissions and bonuses.
Qualifications
- Must be at least 18 years old.
- Located in the United States.
- Hold or be willing to obtain the appropriate Life & Health Insurance License.
Responsibilities
- Meet virtually with members through Zoom and phone appointments.
- Connect with individuals who requested information regarding available benefits.
- Ask questions to understand needs and goals; build professional relationships based on trust.
- Provide a personalized and educational client experience; educate on life, accident and supplemental health options.
- Guide eligible members through applications and enrollment; complete required documentation accurately.
Skills
Tools
Job description
Empower Members. Protect Families. Build Legacies.
Are you looking for a fully remote career where you can help people, build meaningful relationships, and create opportunities for long-term professional and financial growth?
AO Globe Life is seeking motivated, service-focused professionals to join our expanding virtual team as Remote Insurance Specialists.
You’ll work with working families, labor union members, veterans, credit union members, associations, and their families helping eligible clients understand available life, accident, and supplemental health insurance benefits and make informed decisions about protecting the people who matter most.
Whether you’re an experienced sales or customer-service professional or looking to transition into a new industry, we provide training, mentorship, licensing guidance, and ongoing professional development.
- 100% Remote / Work From Home
- Qualified Member Opportunities Provided
- No Traditional Cold Calling
- Weekly Commission-Based Pay
- Uncapped Earning Potential
- Performance Bonuses & Incentives
- Renewal & Residual Income Opportunities
- Training & One-on-One Mentorship
- Leadership & Management Advancement
AO operates within the American Income Division of Globe Life and has a longstanding history of serving working families.
Our representatives help eligible members understand supplemental insurance and financial‑protection options while providing professional service before, during, and after enrollment.
Our virtual model allows representatives to work from home while receiving access to structured training, modern technology, ongoing mentorship, and opportunities for performance‑based career advancement.
- Meet virtually with members through Zoom and phone appointments
- Connect with individuals who have requested information regarding available benefits
- Ask questions to understand each member’s needs, priorities, and goals
- Build professional relationships based on trust and exceptional service
- Provide a personalized and educational client experience
- Explain available life, accident, and supplemental health insurance options
- Assess individual and family protection needs
- Recommend appropriate benefit solutions
- Answer questions clearly and professionally
- Help members understand coverage features and available choices
- Guide eligible members through applications and enrollment
- Complete required documentation accurately
Your relationship with clients continues beyond the initial enrollment.
- Conduct policy reviews
- Assist with beneficiary updates
- Answer policy and coverage questions
- Provide appropriate claims‑related assistance
- Help members understand existing coverage
- Maintain accurate digital client records
- Provide timely follow‑up and ongoing service
- Follow company procedures and applicable state insurance regulations
Spend your time helping people rather than searching for prospects.
Representatives connect with qualified individuals who have requested information regarding available benefits.
This allows you to focus on: Connect → Understand Needs → Educate → Recommend → Enroll → Serve.
There is no requirement to purchase leads.
This is a commission‑based independent contractor opportunity rather than a guaranteed hourly or salaried customer‑service position.
- Weekly commission payments
- Performance‑based bonuses
- Uncapped personal production potential
- Renewal income
- Long‑term residual income opportunities
- Leadership compensation as you advance
- Additional performance incentives
High‑performing representatives may have the opportunity to build six‑figure annual income, but earnings are not guaranteed and vary based on activity, production, consistency, and individual results.
Previous insurance experience is not required.
AO provides development and support that may include:
- Structured virtual onboarding
- State insurance licensing guidance
- Product and benefits education
- Customer‑service development
- Consultative sales training
- Virtual presentation skills
- Enrollment systems and procedures
- Compliance education
- One‑on‑one mentorship
- Weekly virtual coaching
- Leadership development
- Ongoing professional training
Because this position involves insurance products, representatives must hold or obtain the appropriate state Life & Health Insurance License before conducting licensed activities.
Build your career from home using modern virtual technology.
Your work environment may include:
- Zoom client consultations
- Phone appointments
- Digital enrollment systems
- Online training
- Virtual team meetings
- One‑on‑one coaching
- Remote professional‑development sessions
Enjoy the independence and flexibility of remote work while remaining connected to a supportive, performance‑focused team.
Organize your schedule around your personal and professional responsibilities while maintaining the consistency needed to build your business and serve your clients effectively.
Because compensation is performance‑based, successful representatives typically demonstrate strong self‑discipline, time management, accountability, and follow‑through.
Qualifying representatives may have access to:
- Medical insurance reimbursement opportunities
- Company‑supported life insurance
- Accidental Death Benefit coverage
- OPEIU Local 277 representation where applicable
- Renewal and residual income opportunities
- Professional coaching and mentorship
- Leadership‑development programs
- Modern virtual business tools and technology
Eligibility and qualification requirements may apply.
Qualifying representatives may also have opportunities to earn:
- Company‑sponsored incentive travel
- Leadership conferences and conventions
- Performance bonuses
- Achievement awards
- Recognition programs
- Professional‑development events
- Additional performance‑based rewards
For motivated professionals interested in building beyond individual production, AO offers opportunities to develop skills in training, mentorship, team building, and leadership.
Potential career development may include:
Insurance Specialist → Trainer/Mentor → Team Leader → Management → Advanced Leadership
Advancement is based on performance, consistency, professional development, and demonstrated leadership ability—not simply tenure.
You may be a strong fit if you demonstrate:
- Excellent written and verbal communication skills
- Strong relationship‑building abilities
- Customer‑focused and service‑oriented mindset
- Active listening and problem‑solving skills
- Self‑motivation and personal accountability
- Competitive, goal‑oriented attitude
- Strong organization and time‑management skills
- Attention to detail and consistent follow‑through
- Professionalism, integrity, and sound judgment
- Comfort using computers, Zoom, and web‑based applications
- Ability to work independently in a remote environment
- Coachability and willingness to implement feedback
- Desire to grow professionally and financially
Previous experience in sales, customer service, financial services, banking, healthcare, hospitality, retail, education, administration, military service, call centers, account management, or client relations can be beneficial.
Insurance experience is not required.
Applicants must:
- Be at least 18 years of age
- Be physically located within the United States
- Be legally authorized to work in the United States
- Have access to a reliable computer or laptop
- Maintain reliable high‑speed internet
- Have webcam and microphone capability
- Maintain a quiet, professional workspace
- Be comfortable conducting virtual meetings through Zoom and phone
- Be willing to complete required training
- Hold or be willing and able to obtain the appropriate state Life & Health Insurance License
Licensing guidance and support are provided.
Qualified applicants will first receive information explaining the career opportunity, compensation structure, licensing requirements, training program, client process, and advancement opportunities.
Candidates interested in continuing will then have the opportunity to participate in a live virtual interview through Zoom with our hiring team.
If you’re looking for a 100% remote career where you can help working families, build valuable professional skills, develop long‑term client relationships, and create opportunities for financial and leadership growth, we’d like to hear from you.
This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission‑based and performance‑driven; this is not an hourly or salaried position.
Candidates selected to move forward should be prepared to:
- Be at least 18 years of age and legally eligible to work in the United States
- Provide their own computer/laptop, webcam, reliable high‑speed internet, and professional remote workspace
- Complete required training and participate in virtual meetings
- Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
- Complete applicable pre‑licensing coursework, examinations, and state licensing requirements at the candidate's expense
No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.
This opportunity is best suited for individuals who are self‑motivated, coachable, comfortable working independently, and interested in a performance‑based career with opportunities for professional growth and advancement.
American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.
Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.
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