Remote Bank Compliance Tech Analyst - BSA/AML

Affirm; Houston (TX); On-site; USD 128,000 - 205,000; Full time

Benefits offered by this job

Health coverage

ESPP

Job summary

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without hidden fees or compounding interest. The Bank Compliance Technology Analyst supports the technical operation and development of the Affirm Bank Compliance and BSA/AML programs.

This role translates regulatory, policy, and operational requirements into effective systems, rules, workflows, reporting, and automated controls.

Qualifications

• 5+ years experience supporting compliance technology, BSA/AML, financial crimes, or related functions.
• Strong understanding of transaction monitoring, customer risk rating, EDD, case management, and compliance-control frameworks.
• Ability to translate policy or regulatory requirements into practical technical and operational solutions.
• Strong written communication and documentation skills.

Responsibilities

• Support the technical design and operation of Affirm Bank’s BSA/AML and broader compliance programs.
• Build and maintain transaction-monitoring rules, customer risk-rating capabilities, EDD workflows, and other compliance controls.
• Configure and improve case-management systems, operational workflows, investigation tools, and escalation processes.
• Translate compliance requirements into clear system logic, technical requirements, and operational processes.
• Conduct testing of rules, workflows, system changes, and automated decisions before and after implementation.
• Monitor control performance, data quality, system reliability, and operational outcomes.
• Analyze alerts, cases, customer activity, and control results to identify gaps and recommend improvements.
• Develop dashboards and reporting for Bank Compliance leadership, governance committees, audits, examinations, and regulatory inquiries.
• Maintain documentation covering system logic, rule changes, testing, approvals, issues, and remediation.
• Support the implementation of automated and agent-enabled compliance workflows with appropriate oversight and escalation controls.

Skills

BSA/AML domain knowledge

Regulatory compliance

Data analysis

Tools

SQL

Python

Databricks

Snowflake

Job description

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without hidden fees or compounding interest. The Bank Compliance Technology Analyst supports the technical operation and development of the Affirm Bank Compliance and BSA/AML programs.

This role translates regulatory, policy, and operational requirements into effective systems, rules, workflows, reporting, and automated controls.