Remote Bank Compliance Tech Analyst

Affirm, Inc.; Northern (KY); Hybrid; USD 128,000 - 188,000; Full time

Benefits offered by this job

Health coverage for you and dependents

Flexible Spending Wallets

Time off

Employee stock purchase plan

Job summary

Affirm is reinventing credit to make it more honest and friendly, enabling flexible buy now, pay later with no hidden fees or compounding interest. The Bank Compliance Technology Analyst translates regulatory and policy requirements into effective systems, rules, and automated controls.

The role partners with Bank Compliance, Financial Crimes Operations, Product, Engineering, Data, and other stakeholders to ensure the compliance tech remains reliable, scalable, and audit-ready.

Qualifications

• 5+ years experience supporting compliance technology, BSA/AML, financial crimes, banking operations, risk systems, or related function.
• Understanding of transaction monitoring, customer risk rating, EDD, case management, and compliance-control frameworks.
• Ability to translate policy or regulatory requirements into practical technical and operational solutions.
• Strong written communication and documentation skills.

Responsibilities

• Support the technical design and operation of affirm Bank’s BSA/AML and broader compliance programs.
• Build and maintain transaction-monitoring rules, customer risk-rating capabilities, EDD workflows, and other compliance controls.
• Configure and improve case-management systems, operational workflows, investigation tools, and escalation processes.
• Translate compliance requirements into clear system logic, technical requirements, and operational processes.
• Conduct testing of rules, workflows, system changes, and automated decisions before and after implementation.
• Monitor control performance, data quality, system reliability, and operational outcomes.
• Analyze alerts, cases, customer activity, and control results to identify gaps and recommend improvements.
• Develop dashboards and reporting for Bank Compliance leadership, governance committees, audits, examinations, and regulatory inquiries.
• Maintain documentation covering system logic, rule changes, testing, approvals, issues, and remediation.
• Support the implementation of automated and agent-enabled compliance workflows with appropriate oversight and escalation controls.
• Coordinate technical issues, enhancements, and roadmap priorities across Compliance, Operations, Product, Engineering, Data, and third-party vendors.
• Help ensure compliance technology adapts to new products, regulatory expectations, and changes to affirm Bank’s risk profile.

Skills

Regulatory requirements translation

Analytical thinking

Cross-functional collaboration

Documentation

Strong written communication

Tools

SQL

Python

Databricks

Snowflake

Job description

Affirm is reinventing credit to make it more honest and friendly, enabling flexible buy now, pay later with no hidden fees or compounding interest. The Bank Compliance Technology Analyst translates regulatory and policy requirements into effective systems, rules, and automated controls.

The role partners with Bank Compliance, Financial Crimes Operations, Product, Engineering, Data, and other stakeholders to ensure the compliance tech remains reliable, scalable, and audit-ready.