Remote Bank Compliance Tech Analyst – BSA/AML & Risk Automation

Affirm; San Jose (CA); On-site; USD 145,000 - 205,000; Full time

Benefits offered by this job

Health care coverage

Flexible Spending Wallets

Time off

ESPP

Job summary

Affirm seeks a Bank Compliance Technology Analyst to support the technical operation of Affirm Bank’s BSA/AML programs. You will translate regulatory requirements into effective system logic, rules, workflows, and automated controls.

You will collaborate with Compliance, Operations, Product, Engineering, Data, and vendors to ensure reliability, scalability, and audit readiness of compliance tech. This role emphasizes testing, dashboards, and documentation.

Qualifications

• 5+ years experience supporting compliance technology, BSA/AML, financial crimes, banking operations, risk systems, or related function.
• Understanding of transaction monitoring, customer risk rating, EDD, case management, and compliance-control frameworks.
• Ability to translate policy or regulatory requirements into practical technical and operational solutions.
• Strong analytical skills with data evaluation and trend identification.
• Experience with workflow tools, case-management platforms, dashboards, data queries, or system configuration.
• Strong written communication and documentation skills.

Responsibilities

• Support the technical design and operation of Affirm Bank’s BSA/AML and broader compliance programs.
• Build and maintain transaction-monitoring rules, customer risk-rating capabilities, EDD workflows, and other compliance controls.
• Configure and improve case-management systems, operational workflows, investigation tools, and escalation processes.
• Translate compliance requirements into clear system logic, technical requirements, and operational processes.
• Conduct testing of rules, workflows, system changes, and automated decisions before and after implementation.
• Monitor control performance, data quality, system reliability, and operational outcomes.
• Analyze alerts, cases, customer activity, and control results to identify gaps and recommend improvements.
• Develop dashboards and reporting for Bank Compliance leadership, governance committees, audits, examinations, and regulatory inquiries.

Skills

BSA/AML knowledge

Regulatory understanding

Analytical skills

Cross-functional collaboration

Documentation/writing

Tools

SQL

Python

Databricks

Snowflake

Job description

Affirm seeks a Bank Compliance Technology Analyst to support the technical operation of Affirm Bank’s BSA/AML programs. You will translate regulatory requirements into effective system logic, rules, workflows, and automated controls.

You will collaborate with Compliance, Operations, Product, Engineering, Data, and vendors to ensure reliability, scalability, and audit readiness of compliance tech. This role emphasizes testing, dashboards, and documentation.