Remote Bank Compliance Tech Analyst - BSA/AML & Controls

Affirm; St. Louis (MO); On-site; USD 128,000 - 188,000; Full time

Benefits offered by this job

Health care coverage

FSA Wallets

Paid time off

Employee stock purchase plan

Job summary

Affirm is seeking a Bank Compliance Technology Analyst to design, implement, and monitor BSA/AML programs within Affirm Bank. You will translate regulatory requirements into system rules, build monitoring workflows, and partner with Compliance, Product, and Engineering to maintain scalable, auditable controls.

You will develop dashboards for leadership and regulators, conduct thorough testing, and ensure data quality.

Qualifications

• 5+ years experience supporting compliance technology, BSA/AML, financial crimes, banking operations, risk systems, or related function.
• Understanding of transaction monitoring, customer risk rating, EDD, case management, and compliance-control frameworks.
• Ability to translate policy or regulatory requirements into practical technical and operational solutions.
• Strong analytical skills, incl. evaluating data, identifying trends, and investigating control-performance issues.
• Experience with workflow tools, case-management platforms, dashboards, data queries, or system configuration.
• Strong written communication and documentation skills.
• Ability to work across Compliance, Operations, Product, Engineering, and Data teams.
• Strong attention to detail and an understanding of testing, change management, governance, and audit readiness.

Responsibilities

• Support the technical design and operation of Affirm Bank’s BSA/AML and broader compliance programs.
• Build and maintain transaction-monitoring rules, customer risk-rating capabilities, EDD workflows, and other compliance controls.
• Configure and improve case-management systems, operational workflows, investigation tools, and escalation processes.
• Translate compliance requirements into clear system logic, technical requirements, and operational processes.
• Conduct testing of rules, workflows, system changes, and automated decisions before and after implementation.
• Monitor control performance, data quality, system reliability, and operational outcomes.
• Analyze alerts, cases, customer activity, and control results to identify gaps and recommend improvements.
• Develop dashboards and reporting for Bank Compliance leadership, governance committees, audits, examinations, and regulatory inquiries.
• Maintain documentation covering system logic, rule changes, testing, approvals, issues, and remediation.
• Support the implementation of automated and agent-enabled compliance workflows with appropriate oversight and escalation controls.
• Coordinate technical issues, enhancements, and roadmap priorities across Compliance, Operations, Product, Engineering, Data, and third-party vendors.
• Help ensure compliance technology adapts to new products, regulatory expectations, and changes to Affirm Bank’s risk profile.

Skills

BSA/AML

Compliance tech

Transaction monitoring

Data analysis

Documentation

Cross-functional work

Regulatory understanding

Workflow tools

Tools

SQL

Python

Databricks

Snowflake

Job description

Affirm is seeking a Bank Compliance Technology Analyst to design, implement, and monitor BSA/AML programs within Affirm Bank. You will translate regulatory requirements into system rules, build monitoring workflows, and partner with Compliance, Product, and Engineering to maintain scalable, auditable controls.

You will develop dashboards for leadership and regulators, conduct thorough testing, and ensure data quality.