Remote Bank Compliance Tech Analyst (BSA/AML)

Affirm; Philadelphia (Philadelphia County); On-site; USD 128,000 - 205,000; Full time

Job summary

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Bank Compliance Technology Analyst supports the technical operation and continued development of the Affirm Bank Compliance and BSA/AML programs.

This remote role translates regulatory requirements into effective systems, rules, workflows, and automated controls.

Qualifications

• 5+ years experience supporting compliance technology or related function.
• Strong understanding of BSA/AML and transaction monitoring.
• Ability to translate regulatory requirements into technical solutions.
• Experience with dashboards, data queries, and system configuration.
• Excellent written communication and documentation skills.

Responsibilities

• Support the technical design and operation of Affirm Bank’s BSA/AML and broader compliance programs.
• Build and maintain transaction-monitoring rules, customer risk-rating capabilities, EDD workflows, and other compliance controls.
• Configure and improve case-management systems, operational workflows, investigation tools, and escalation processes.
• Translate compliance requirements into clear system logic, technical requirements, and operational processes.
• Conduct testing of rules, workflows, system changes, and automated decisions before and after implementation.
• Monitor control performance, data quality, system reliability, and operational outcomes.
• Analyze alerts, cases, customer activity, and control results to identify gaps and recommend improvements.
• Develop dashboards and reporting for Bank Compliance leadership, governance committees, audits, examinations, and regulatory inquiries.
• Maintain documentation covering system logic, rule changes, testing, approvals, issues, and remediation.
• Support the implementation of automated and agent-enabled compliance workflows with appropriate oversight and escalation controls.
• Coordinate technical issues, enhancements, and roadmap priorities across Compliance, Operations, Product, Engineering, Data, and third-party vendors.
• Help ensure compliance technology adapts to new products, regulatory expectations, and changes to Affirm Bank’s risk profile.

Skills

Analytical skills

Documentation

Cross-functional collaboration

Policy translation

Testing

Tools

SQL

Python

Databricks

Snowflake

Job description

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. The Bank Compliance Technology Analyst supports the technical operation and continued development of the Affirm Bank Compliance and BSA/AML programs.

This remote role translates regulatory requirements into effective systems, rules, workflows, and automated controls.