Remote AI-Powered Pricing & Risk Analyst

Kin Insurance; Maryland; Remote; USD 60,000 - 80,000; Full time

Benefits offered by this job

Competitive salary

Equity/RSUs

401(k) with company match

Medical, dental, vision coverage

HSA contributions

Life insurance

Disability insurance

Paid parental leave

Flexible PTO

Job summary

Kin Insurance seeks a Pricing & Risk Analyst to help identify profitable growth opportunities across states and segments. You’ll transform policy, quote, and claims data into actionable insights, working with AI-enabled tooling like Claude Code, Databricks Genie, and MCP connections.

This entry-level role offers hands-on learning in pricing, risk, and analytics. You’ll collaborate with state managers and business partners to turn analyses into practical recommendations and measurable outcomes

Qualifications

• 0–2 years of relevant analytics or pricing experience.
• Bachelor's degree in economics, statistics, mathematics, actuarial science, finance, business, computer science, or a related field, or equivalent practical experience.
• Foundational SQL skills and proficiency with Excel.
• Experience analyzing data to identify patterns, investigate questions, and explain findings.
• Hands-on experience using AI for analytical or coding tasks (academic or personal projects count), and familiarity with Claude Code, Databricks Genie, and MCP-enabled workflows.
• Attention to detail and the judgment to question and verify AI-generated results before relying on them.
• Ability to explain findings in plain language, stay curious, and manage assignments with guidance.

Responsibilities

• Own recurring state performance reporting on quote volume, quote-to-bind conversion, new business, premium, retention, and loss experience, and investigate what's driving changes in results.
• Analyze performance across geography, risk characteristics, coverage, and distribution channels to surface growth opportunities and segments that need closer review.
• Evaluate how proposed rate changes, underwriting rules, and shifts in business mix could affect growth and profitability.
• Build and maintain competitive research that informs state comparisons and points to potential product or pricing opportunities.
• Use Databricks Genie to explore data, and Claude Code to write SQL queries, build analytical scripts, automate recurring reports, and document findings.
• Bring relevant data and business context into analytical workflows through approved MCP connections.
• Validate data, calculations, and AI-generated outputs; document sources and assumptions, and raise questions early when results look uncertain or inconsistent.
• Deliver clear charts and concise summaries for Pricing and Risk and partner teams, developing recommendations alongside experienced colleagues.
• Measure performance after pricing, underwriting, and product changes go live.

Skills

0–2 years experience

SQL

Excel

Data analysis

AI tools (Claude Code)

Databricks Genie

MCP connections

Attention to detail

Plain language communication

Education

Bachelor's degree in economics, statistics, mathematics, actuarial science, finance, business, computer science, or related field

Equivalent practical experience

Tools

Claude Code

Databricks Genie

MCP connections

Job description

Kin Insurance seeks a Pricing & Risk Analyst to help identify profitable growth opportunities across states and segments. You’ll transform policy, quote, and claims data into actionable insights, working with AI-enabled tooling like Claude Code, Databricks Genie, and MCP connections.

This entry-level role offers hands-on learning in pricing, risk, and analytics. You’ll collaborate with state managers and business partners to turn analyses into practical recommendations and measurable outcomes