Relationship-Driven Commercial Loan Officer

Firstsavingsbanks; Truth or Consequences, Northern (NM, KY); Hybrid; USD 65,000 - 85,000; Full time

Benefits offered by this job

Health Insurance

Vision Insurance

Paid Vacation, Sick, and Holiday time

Job summary

Firstsavingsbanks in Truth or Consequences, NM is seeking a Commercial Loan Officer to develop loan and deposit relationships with business clients. You will evaluate credit and financial status to determine lending decisions, structure loans within policy, and promote bank products.

The role emphasizes relationship-building, local community involvement, and adherence to lending guidelines. This full-time position is based in Truth or Consequences and is not remote.

Qualifications

• Bachelor’s degree in accounting, finance or related field required.
• 2+ years of commercial or agricultural related lending preferred.
• Ability to develop loan and deposit relationships with clients and communities.

Responsibilities

• Develops loan and deposit relationships with current and prospective bank customers.
• Evaluates client/applicant’s credit and financial status for lending decisions.
• Structures loans within policy guidelines for presentation and approval.
• Maintains knowledge of bank products and cross-sells services to customers.
• Represents the bank at local community and professional events.

Skills

Relationship building

Sales strategy

Credit analysis

Loan structuring

Education

Bachelor’s degree in accounting, finance or related field

Job description

Firstsavingsbanks in Truth or Consequences, NM is seeking a Commercial Loan Officer to develop loan and deposit relationships with business clients. You will evaluate credit and financial status to determine lending decisions, structure loans within policy, and promote bank products.

The role emphasizes relationship-building, local community involvement, and adherence to lending guidelines. This full-time position is based in Truth or Consequences and is not remote.