Community-Driven Commercial Loan Officer

First Savings Bank (Beresford); El Paso (TX); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health Insurance

Vision Insurance

Paid time off

Job summary

First Savings Bank (Beresford) in El Paso, TX is seeking a Commercial Loan Officer to build loan and deposit relationships with local businesses and agricultural clients. You will evaluate credit and financial status, structure loans, and maintain a growing loan portfolio to support community growth.

We value strong local knowledge and a commitment to exceptional service. A bachelor’s degree in accounting or finance and 2+ years of commercial lending are preferred, with a path for career

Qualifications

• Bachelor’s degree in accounting, finance or related field required.
• 2+ years of commercial lending preferred.

Responsibilities

• Develops loan and deposit relationships with current and prospective bank customers.
• Evaluates client/applicant’s credit and financial status to determine lending decisions.
• Structures loans within loan policy guidelines for presentation and approval by loan committee.
• Determines value or status of collateral as necessary during the loan application process.
• Maintains a strong knowledge of bank products and identifies opportunities to recommend products and services to customers.
• Executes sales strategies to grow commercial lending revenue and bank deposits.
• Manages existing loan portfolio and reviews financials including tax returns to ensure loan complies with covenants and policy.
• Represents the bank at local community and professional organization events.

Skills

Relationship management

Sales ability

Credit analysis

Education

Bachelor’s degree in accounting, finance or related field

Job description

First Savings Bank (Beresford) in El Paso, TX is seeking a Commercial Loan Officer to build loan and deposit relationships with local businesses and agricultural clients. You will evaluate credit and financial status, structure loans, and maintain a growing loan portfolio to support community growth.

We value strong local knowledge and a commitment to exceptional service. A bachelor’s degree in accounting or finance and 2+ years of commercial lending are preferred, with a path for career