Real Estate Loan Processor - Fast-Paced Closings

Texas First Bank . Insurance; Texas City (TX); On-site; USD 42,000 - 64,000; Full time

Job summary

Texas First Bank, founded in 1973, is a fast-growing community bank with 27 locations across Southeast Texas. The Loan Processor role focuses on Real Estate loans, preparing disclosures and loan documents, and coordinating loan closings within a fast-paced Salesforce-driven environment.

The position requires attention to detail, ability to handle high volumes, and familiarity with FLO and bank procedures. Standard hours are 8:00 am–5:00 pm, Monday–Friday, with occasional overtime.

Qualifications

• High school diploma or equivalent required.
• Two years of Real Estate loan processing experience is preferred.
• Strong decision-making and organizational skills.
• Ability to handle heavy volumes of work under pressure in a deadline-driven environment.
• Proficient multitasking and prioritizing skills.
• Knowledge of Microsoft Office is preferred.
• Standard work hours are Monday through Friday, 8:00 am to 5:00 pm, with occasional overtime.

Responsibilities

• Review credit applications and reports for accuracy and compliance.
• Prepare early disclosures required by regulators.
• Order title searches, appraisals/evaluations, and surveys from third-party vendors.
• Prepare documentation for all new Real Estate loans, including modifications and extensions, utilizing the Bank’s internal software (FLO) and the Bank’s Attorneys.
• Record loans on the Bank’s system and prepare general ledger tickets for funding.
• Review credit approval packages for accuracy to ensure compliance with Bank policy, procedures, and guidelines.
• Communicate any deficiencies or exceptions to Production Officers and/or Lending Assistants and assist with the corrections.
• Primary contact for loan documentation-related questions for all internal personnel.
• Verify all insurance coverage before closings.
• Coordinate closings with Title Company.
• Provide pay-off statements as needed.
• Responsible for requesting the release of liens from Bank Attorneys as needed.
• Image and track customers’ financial information.
• Preparation of HMDA packages when required.
• Stay abreast of changes in Bank procedures and policies and bank regulations.

Skills

Real Estate loan processing

Microsoft Office

Attention to detail

Communication

Education

High school diploma or equivalent

Tools

FLO

Job description

Texas First Bank, founded in 1973, is a fast-growing community bank with 27 locations across Southeast Texas. The Loan Processor role focuses on Real Estate loans, preparing disclosures and loan documents, and coordinating loan closings within a fast-paced Salesforce-driven environment.

The position requires attention to detail, ability to handle high volumes, and familiarity with FLO and bank procedures. Standard hours are 8:00 am–5:00 pm, Monday–Friday, with occasional overtime.