Real Estate Loan Processor

Texas First Bank; Town of Texas (WI); On-site; USD 42,000 - 65,000; Full time

Job summary

Texas First Bank, founded in 1973, is a fast growing community bank with 27 locations. The Loan Processor will handle real estate loans, prepare disclosures and loan documents, and coordinate loan closings. The department is fast-paced and requires efficient handling of inquiries via phone and email.

Onsite role with standard hours Monday–Friday 8:00 am–5:00 pm and occasional overtime. Prior real estate loan processing experience and strong attention to detail are essential.

Qualifications

• High school diploma or equivalent required.
• Two years of Real Estate loan processing experience preferred.
• Strong decision making and organizational skills.
• Precise attention to detail.
• Ability to handle heavy volumes of work under pressure in a deadline driven environment.
• Proficient multi tasking and prioritizing skills.
• This job requires skills in a typical office environment.
• Knowledge of Microsoft Office is preferred.

Responsibilities

• Review credit applications and credit reports for accuracy and compliance concerning bank regulations.
• Prepare early disclosures that Federal regulators require.
• Coordinate closings with Title Company.
• Prepare documentation for all new Real Estate loans including modifications and extensions utilizing the Banks internal software FLO and the Banks Attorneys.
• Record loans on the Banks system and prepare general ledger tickets for funding.
• Review credit approval packages for accuracy to ensure compliance with Bank policy procedures and guidelines.
• Primary contact for loan documentation related questions for all internal personnel.
• Verify all insurance coverage before closings.
• Stay abreast of changes in Bank procedures and policies and bank regulations.

Skills

Real estate loan processing

Decision making

Organizational skills

Attention to detail

Multitasking

Office environment

Education

High school diploma or equivalent

Tools

Microsoft Office

Job description

Join Texas First Bank Founded in 1973 Texas First Bank is a fast growing community bank with 27 locations across Southeast Texas Our people are our greatest asset and were dedicated to helping employees and communities thrive

Job Summary

The Loan Processor will primarily handle real estate loans prepare disclosures and loan documents and coordinate loan closing We are a fast paced department and must be able to monitor all activity in Salesforce and answer phone calls and emails quickly and efficiently

Responsibilities and Duties

• Review credit applications and credit reports for accuracy and compliance concerning bank regulations
• Prepare early disclosures that Federal regulators require
• Responsible for ordering title searches, appraisals, evaluations and surveys from third party vendors
• Prepare documentation for all new Real Estate loans including modifications and extensions utilizing the Banks internal software FLO and the Banks Attorneys
• Record loans on the Banks system and prepare general ledger tickets for funding
• Review credit approval packages for accuracy to ensure compliance with Bank policy procedures and guidelines
• Communicate any deficiencies or exceptions to Production Officers and/or Lending Assistants and assist with the corrections
• Primary contact for loan documentation related questions for all internal personnel
• Verify all insurance coverage before closings
• Coordinate closings with Title Company
• Provide pay off statements as needed
• Responsible for requesting the release of liens from Bank Attorneys as needed
• Image and track customers financial information
• Preparation of HMDA packages when required
• Stay abreast of changes in Bank procedures and policies and bank regulations

Job Skills and Qualifications

• High school diploma or equivalent required
• Two years of Real Estate loan processing experience is preferred
• Strong decision making and organizational skills
• Precise attention to detail
• Ability to handle heavy volumes of work under pressure in a deadline driven environment
• Proficient multi tasking and prioritizing skills
• This job requires skills in a typical office environment
• Knowledge of Microsoft Office is preferred

Standard work hours are Monday through Friday 8:00 am to 5:00 pm with occasional overtime. This is an onsite position.

Salary Grade 04 EOEDisabilityVeteran