Real Estate Loan Processor

Texas First Bank; Texas City (TX); On-site; USD 42,000 - 68,000; Full time

Job summary

Texas First Bank is seeking an experienced Loan Processor to specialize in real estate loans, disclosures, and loan documentation. You will coordinate closings, monitor activity in Salesforce, and handle calls and emails with speed and accuracy.

The role requires attention to detail, the ability to manage heavy workflow, and familiarity with bank procedures and FLO software. A reliable, organized candidate will thrive in a fast-paced team setting.

Qualifications

• High school diploma or equivalent required.
• Two years of Real Estate loan processing experience preferred.
• Strong decision-making and organizational skills.

Responsibilities

• Review credit applications and reports for accuracy and compliance with bank regulations.
• Prepare early disclosures required by federal regulators.
• Order title searches, appraisals/evaluations, and surveys from third-party vendors.
• Prepare documentation for new Real Estate loans, including modifications and extensions, using FLO and bank attorneys.
• Record loans and prepare general ledger tickets for funding.
• Review credit approval packages for accuracy and policy compliance.
• Communicate deficiencies to Production Officers and Lending Assistants and assist with corrections.
• Serve as primary contact for loan documentation questions from internal staff.
• Verify insurance coverage before closings and coordinate closings with Title Company.
• Provide payoff statements as needed and request lien releases from bank attorneys.
• Image and track customers’ financial information and prepare HMDA packages when required.
• Keep abreast of changes in bank procedures, policies, and regulations.

Skills

Decision making

Organization

Pressure handling

Multi-tasking

Education

High school diploma or equivalent

Real Estate loan processing experience (2 yrs preferred)

Tools

Microsoft Office

Job description

Career Opportunities with Texas First Bank

A great place to work.

Share with friends or Subscribe!

Current job opportunities are posted here as they become available.

Subscribe to our RSS feeds to receive instant updates as new positions become available.

Founded in 1973, Texas First Bank is a fast-growing community bank with 27 locations across Southeast Texas. Our people are our greatest asset, and we’re dedicated to helping employees and communities thrive.

Job Summary

The Loan Processor will primarily handle real estate loans, prepare disclosures and loan documents, and coordinate loan closing. We are a fast-paced department and must be able to monitor all activity in Salesforce and answer phone calls and emails quickly and efficiently.

Responsibilities and Duties

• Review credit applications and credit reports for accuracy and compliance concerning bank regulations.


• Prepare early disclosures that Federal regulators require.


• Responsible for ordering title searches, appraisals/evaluations, and surveys from third-party vendors.


• Prepare documentation for all new Real Estate loans, including modifications and extensions, utilizing the Bank’s internal software (FLO) and the Bank’s Attorneys.


• Record loans on the Bank’s system and prepare general ledger tickets for funding.


• Review credit approval packages for accuracy to ensure compliance with Bank policy, procedures, and guidelines.


• Communicate any deficiencies or exceptions to Production Officers and/or Lending Assistants and assist with the corrections.


• Primary contact for loan documentation-related questions for all internal personnel.


• Verify all insurance coverage before closings.


• Coordinate closings with Title Company.


• Provide pay-off statements as needed.


• Responsible for requesting the release of liens from Bank Attorneys as needed.


• Image and track customers’ financial information.


• Preparation of HMDA packages when required.


• Stay abreast of changes in Bank procedures and policies and bank regulations.

Job Skills and Qualifications

• High school diploma or equivalent required.


• Two years of Real Estate loan processing experience is preferred.


• Strong decision-making and organizational skills.


• Ability to handle heavy volumes of work under pressure in a deadline-driven environment.


• Proficient multi-tasking and prioritizing skills.


• This job requires skills in a typical office environment. Knowledge of Microsoft Office is preferred.


• Standard work hours are Monday through Friday, 8:00 am to 5:00 pm, with occasional overtime.