Mortgage Loan Processor — Fast, Accurate Closings

Texana Bank; Keller (TX); On-site; USD 3,642,000 - 4,966,000; Full time

Job summary

Texana Bank is seeking a Mortgage Processor to perform initial appraisal intake and assess applicants' credit standing. You will interview borrowers, review documentation, and coordinate with underwriting to ensure timely closings.

The role requires TRID knowledge, strong organizational skills, and excellent communication. This full-time, hourly position is based in Texas, with a focus on conventional, VA, and FHA loans.

Qualifications

• Experience processing Conventional, VA and FHA loans.
• Knowledge of TRID and lending procedures.
• Strong organizational and detail-oriented skills.
• Excellent communication and sales abilities.

Responsibilities

• Identify customer needs, explore options, and suggest loan types; review files for completeness and accuracy.
• Verify accuracy of system input.
• Analyze file for program applicability.
• Review documents such as income/assets, credit, verifications, and appraisals.
• Follow up with clients for additional documents or clarifications.
• Provide status updates to loan officers, borrowers, and agents.
• Stay up-to-date on lending and financial services.
• Coordinate submissions to underwriting and closing/funding conditions; coordinate closings as needed.
• Submit files timely per company standards.
• Review HUD-1 pre-audit to ensure accuracy; work with officers/title companies to resolve discrepancies before closing.
• Prioritize workflow for time-sensitive files.
• Ensure compliance with regulatory standards and statutes.
• Build trust and enhance customer dedication.
• Maintain confidentiality of bank and customer information.
• Perform other duties as assigned.

Skills

Conventional loans

VA loans

FHA loans

Documentation review

Customer communication

Sales skills

Organizational skills

TRID knowledge

Job description

Texana Bank is seeking a Mortgage Processor to perform initial appraisal intake and assess applicants' credit standing. You will interview borrowers, review documentation, and coordinate with underwriting to ensure timely closings.

The role requires TRID knowledge, strong organizational skills, and excellent communication. This full-time, hourly position is based in Texas, with a focus on conventional, VA, and FHA loans.