Property Claims Field Inspector (Remote-Field)

State Farm; St. Louis (MO); Remote; USD 63,000 - 90,000; Full time

Benefits offered by this job

Competitive pay

Full benefits package

Education benefits

401(k) plan with company contributions

Paid time off and holidays

Job summary

State Farm in St. Louis, MO is seeking a Property Field Inspection Claim Specialist to handle on-site inspections for homeowners, commercial properties, and large losses, combining field work with remote coordination.

You will evaluate coverage, gather evidence, and negotiate settlements within policy limits while delivering Remarkable service and clear communication to policyholders and agents. This remote-field role requires a valid driver's license, strong organizational skills, and the

Qualifications

• Bachelor’s degree in risk, insurance, business, construction management or related field.
• Experience in property claims and handling residential/commercial losses.
• Strong communication and customer service skills.
• Ability to work in field-based, remote travel and home-office setup.

Responsibilities

• Conduct on-site inspections and assess property damages for residential and commercial claims.
• Gather information from policyholders and agents to resolve claims efficiently.
• Explain coverage and guide insureds through the claims process with empathy.
• Investigate and adjust property claims with exposures up to $500,000.
• Prepare detailed reports and document findings for claims files.
• Negotiate settlements within policy limits and company guidelines.

Skills

Field inspections

Property claims

Customer service

Communication

Problem solving

Driving

Education

Bachelor's degree in related field

Tools

Xactimate

XactContents

Job description

State Farm in St. Louis, MO is seeking a Property Field Inspection Claim Specialist to handle on-site inspections for homeowners, commercial properties, and large losses, combining field work with remote coordination.

You will evaluate coverage, gather evidence, and negotiate settlements within policy limits while delivering Remarkable service and clear communication to policyholders and agents. This remote-field role requires a valid driver's license, strong organizational skills, and the