Principal AI Pricing Architect

Kin Insurance, Inc.; Saint Petersburg (FL); Remote; USD 180,000 - 240,000; Full time

Benefits offered by this job

Competitive salary + RSUs

401(k) with company match

Health, dental, and vision coverage

Job summary

Kin Insurance is seeking a Principal, Pricing Intelligence to lead how Kin uses AI to price homeowners in the toughest markets. This role owns AI-driven pricing initiatives from concept to production and will expand AI across underwriting, product, and operations.

Reporting to the Chief Insurance Officer and partnering with the Chief Analytics Officer and CEO, you’ll deliver defensible analyses, guide rate decisions, and build auditable pricing engines—while operating in Kin’s remote-first,

Qualifications

• FCAS or equivalent depth in P&C actuarial pricing, 10+ years.
• Fluency in Python and SQL; experience with Databricks or Snowflake.
• Led discovery with internal users: map workflows, find manual steps, validate before scaling.
• Experience designing AI for regulated environments with governance and audits.

Responsibilities

• Own Kin's AI-enabled pricing strategy end to end — from identifying opportunities to building tools that turn rate filings, competitor filings, and internal rating logic into executable, auditable engines
• Build AI-assisted pricing infrastructure, including transcription of rate filings, deterministic validation, quote tracing, book re-rating, and source-level provenance so every pricing decision is explainable and defensible
• Embed AI into the pricing and risk management team's core workflows — rate reviews, segmentation, filings, and portfolio monitoring — replacing manual, time-intensive processes with faster, more accurate ones
• Translate portfolio, market, and climate-risk signals into concrete pricing actions on rate adequacy, risk appetite, eligibility, targeted growth, and remediation
• Scout, prototype, and scale AI applications beyond pricing, identifying where AI can multiply Kin's impact across underwriting, product, and operations
• Drive executive decision-making by delivering clear, defensible analyses and recommendations to the Chief Insurance Officer, Chief Analytics Officer, and CEO
• Lead cross-functional collaboration with actuarial, underwriting, product, and data engineering to move AI-driven pricing initiatives from concept to production

Skills

P&C actuarial pricing

Python

SQL

Regulatory AI design

Executive communication

Tools

Databricks

Snowflake

Job description

Kin Insurance is seeking a Principal, Pricing Intelligence to lead how Kin uses AI to price homeowners in the toughest markets. This role owns AI-driven pricing initiatives from concept to production and will expand AI across underwriting, product, and operations.

Reporting to the Chief Insurance Officer and partnering with the Chief Analytics Officer and CEO, you’ll deliver defensible analyses, guide rate decisions, and build auditable pricing engines—while operating in Kin’s remote-first,