Lead AI-Driven Pricing Architect

Kin; United States; Remote; USD 180,000 - 240,000; Full time

Job summary

Kin, a remote-first homeowners insurance company, seeks a Principal, Pricing Intelligence to lead how AI prices homes in the toughest U.S. markets. You will own end-to-end AI pricing initiatives, shape risk-aware pricing, and expand AI across underwriting, product, and operations.

You'll report to the Chief Insurance Officer and collaborate with the Chief Analytics Officer and CEO to deliver defensible pricing decisions, scalable infrastructure, and measurable business impact.

Qualifications

• Experience building AI-powered pricing systems (preferably for insurance or financial services).
• Strong collaboration with actuarial, underwriting, product and data engineering teams.
• Ability to explain complex pricing decisions to executives and regulators.

Responsibilities

• Own Kin's AI-enabled pricing strategy end to end — from identifying opportunities to building tools that turn rate filings, competitor filings, and internal pricing logic into executable engines.
• Build AI-assisted pricing infrastructure, including transcription of rate filings, deterministic validation, quote tracing, book re-rating, and provenance to ensure pricing is explainable and defensible.
• Embed AI into pricing and risk management workflows — rate reviews, segmentation, filings, and portfolio monitoring — replacing manual processes with faster, more accurate ones.
• Translate portfolio, market, and climate-risk signals into concrete pricing actions on rate adequacy, risk appetite, eligibility, targeted growth, and remediation.
• Scout, prototype, and scale AI applications beyond pricing to multiply Kin's impact across underwriting, product, and operations.
• Drive executive decision-making with clear, defensible analyses and recommendations to the Chief Insurance Officer, Chief Analytics Officer, and CEO.
• Lead cross-functional collaboration with actuarial, underwriting, product, and data engineering to move AI-driven pricing initiatives from concept to production.

Job description

Kin, a remote-first homeowners insurance company, seeks a Principal, Pricing Intelligence to lead how AI prices homes in the toughest U.S. markets. You will own end-to-end AI pricing initiatives, shape risk-aware pricing, and expand AI across underwriting, product, and operations.

You'll report to the Chief Insurance Officer and collaborate with the Chief Analytics Officer and CEO to deliver defensible pricing decisions, scalable infrastructure, and measurable business impact.