Principal, Pricing Intelligence

Kin; United States; Remote; USD 180,000 - 240,000; Full time

Job summary

Kin, a remote-first homeowners insurance company, seeks a Principal, Pricing Intelligence to lead how AI prices homes in the toughest U.S. markets. You will own end-to-end AI pricing initiatives, shape risk-aware pricing, and expand AI across underwriting, product, and operations.

You'll report to the Chief Insurance Officer and collaborate with the Chief Analytics Officer and CEO to deliver defensible pricing decisions, scalable infrastructure, and measurable business impact.

Qualifications

• Experience building AI-powered pricing systems (preferably for insurance or financial services).
• Strong collaboration with actuarial, underwriting, product and data engineering teams.
• Ability to explain complex pricing decisions to executives and regulators.

Responsibilities

• Own Kin's AI-enabled pricing strategy end to end — from identifying opportunities to building tools that turn rate filings, competitor filings, and internal pricing logic into executable engines.
• Build AI-assisted pricing infrastructure, including transcription of rate filings, deterministic validation, quote tracing, book re-rating, and provenance to ensure pricing is explainable and defensible.
• Embed AI into pricing and risk management workflows — rate reviews, segmentation, filings, and portfolio monitoring — replacing manual processes with faster, more accurate ones.
• Translate portfolio, market, and climate-risk signals into concrete pricing actions on rate adequacy, risk appetite, eligibility, targeted growth, and remediation.
• Scout, prototype, and scale AI applications beyond pricing to multiply Kin's impact across underwriting, product, and operations.
• Drive executive decision-making with clear, defensible analyses and recommendations to the Chief Insurance Officer, Chief Analytics Officer, and CEO.
• Lead cross-functional collaboration with actuarial, underwriting, product, and data engineering to move AI-driven pricing initiatives from concept to production.

Job description

Quick Summary

Own how AI reshapes pricing at Kin. Build tools that turn rate filings into rating engines, sharpen decisions, and expand AI's reach across the business.

Who We Are

Kin makes life simpler, more affordable, and better for homeowners — especially in the places where climate risks, rising costs, and outdated systems make it hardest. We start with smarter homeowners insurance and expand to everything homeowners need to thrive.

Using data, technology, and thoughtful human support, we're building products that are clear, fair, and help homeowners feel confident — so homeowners aren't left behind when they need help most.

Founded In 2016, Kin Is a Remote-first Employer With Kinfolk Across More Than 35 States. We Serve Customers In 14 States (and Counting). Our Disciplined Growth, Strong Customer Satisfaction, And Focus On Long-term Sustainability Fosters Outstanding Growth, Attracts Marquee Investors, And Earns Recognition And Accolades, Including

• Built In Chicago's Best Places to Work, Midsize Companies (2021-2026)
• Forbes' America's Best Startup Employers (2026)
• Inc. 5000 Fastest-Growing Private Companies
• Forbes' Fintech 50 (2023-2026)
• Great Places to Work Certified (2024-2026)

Most importantly, we're building Kin to be a place where people do meaningful work with real impact — for our customers, our communities, and each other. We're excited to tell you more about how you can contribute to our rapid growth, strong unit economics, profitability, and excellent customer ratings. To learn more about how we work and what we're building, visit kin.com and see how we work.

The opportunity

We're looking for a Principal, Pricing Intelligence to lead how Kin uses AI to price homes more accurately in the toughest markets in the country. This role exists because our pricing challenges — climate volatility, regulatory complexity, and the pace at which the market moves — demand more than incremental improvement. They demand a new way of working, and building it deserves a dedicated owner.

Reporting to the Chief Insurance Officer and working closely with Kins Chief Analytics Officer and CEO, you'll take a portfolio of AI-driven pricing initiatives from concept to production, then expand AI's footprint into adjacent parts of the business. You'll shape how our pricing and risk management team makes decisions, how quickly we can act on market and portfolio signals, and how defensible our pricing is to regulators, reinsurers, and homeowners. The scope is unusually broad for a technical leadership role, and the impact is direct: better pricing means Kin can keep serving homeowners in places others have written off.

Your Responsibilities

• Own Kin's AI-enabled pricing strategy end to end — from identifying opportunities to building tools that turn rate filings, competitor filings, and internal rating logic into executable, auditable engines
• Build AI-assisted pricing infrastructure, including transcription of rate filings, deterministic validation, quote tracing, book re-rating, and source-level provenance so every pricing decision is explainable and defensible
• Embed AI into the pricing and risk management team's core workflows — rate reviews, segmentation, filings, and portfolio monitoring — replacing manual, time-intensive processes with faster, more accurate ones
• Translate portfolio, market, and climate-risk signals into concrete pricing actions on rate adequacy, risk appetite, eligibility, targeted growth, and remediation
• Scout, prototype, and scale AI applications beyond pricing, identifying where AI can multiply Kin's impact across underwriting, product, and operations
• Drive executive decision-making by delivering clear, defensible analyses and recommendations to the Chief Insurance Officer, Chief Analytics Officer, and CEO
• Lead cross-functional collaboration with actuarial, underwriting, product, and data engineering to move AI-driven pricing initiatives from concept to production

Success in this role

In your first 6–12 months at Kin, success is less about checking boxes and more about the impact you create. You'll use your skills and judgment to take ownership of meaningful work, improve how we operate, and help move Kin's mission forward. Along the way, you'll deliver outcomes that make a real difference for both Kinfolk and