Pricing & Risk Analyst (Remote-First)

Kin Insurance; Minnesota; Remote; USD 62,000 - 78,000; Full time

Benefits offered by this job

Medical, dental, vision plans

Company-funded HSA contributions

Life insurance and short-term/disabill

Job summary

Kin Insurance seeks a Pricing & Risk Analyst to support profitability across states. You’ll turn policy and claims data into actionable pricing and risk insights, collaborating with state managers and partners to identify growth opportunities.

This entry-level role emphasizes learning analytics platforms and building expertise in insurance metrics, pricing, and segmentation while delivering reliable state performance reports.

Qualifications

• Foundational SQL skills and proficiency with Excel or similar tools.
• Experience analyzing data to identify patterns and explain findings.
• Hands-on experience using AI for analytics or coding tasks.
• Ability to explain findings in plain language and manage assignments with guidance.
• Academic projects or internships count toward experience.

Responsibilities

• Own state performance reporting on quote volume, quote-to-bind, new business, premium, retention, and loss experience.
• Investigate drivers behind changes in results across geography, risk characteristics, and distribution channels.
• Evaluate how rate changes and underwriting rules could affect growth and profitability.
• Use Databricks Genie and Claude Code to build queries, scripts, and recurring reports.
• Deliver charts and concise summaries for Pricing and Risk teams with actionable recommendations.
• Measure performance after pricing and product changes go live.

Skills

SQL basics

Excel proficiency

Data analysis

AI for analytics

Communication of findings

Academic projects

Education

Bachelor's degree in economics, statistics, mathematics, actuarial science, finance, business, computer science, or related field

Tools

Claude Code

Databricks Genie

MCP-enabled workflows

Job description

Kin Insurance seeks a Pricing & Risk Analyst to support profitability across states. You’ll turn policy and claims data into actionable pricing and risk insights, collaborating with state managers and partners to identify growth opportunities.

This entry-level role emphasizes learning analytics platforms and building expertise in insurance metrics, pricing, and segmentation while delivering reliable state performance reports.