Payments Risk Architect: Strategy & Modernization

Capital One National Association; McLean (VA); On-site; USD 152,000 - 173,000; Full time

Job summary

Capital One seeks a Risk Manager with strong leadership in payments risk, governance, and analytics. The role focuses on partnering with executives and product teams to modernize risk practices across ACH, Wires, Cards, and real-time payments.

Hybrid work arrangement with significant collaboration and governance responsibilities. Applicants should have several years in risk management or governance within banking, plus a track record of leading cross-functional programs and engaging senior

Qualifications

• Basic Qualifications: High School Diploma, GED, or equivalent certification.
• At least 3 years of experience in risk management, audit or governance.
• At least 4 years experience in the banking or financial industry.
• At least 2 years of experience supporting, partnering and interacting with internal and external stakeholders.

Responsibilities

• Strategic Leadership & Innovation: serve as a risk thought partner for new businesses and emerging payments activities.
• Risk Mitigation & Controls: document payments use cases and support lines of business in adhering to risk policy & standards.
• Automation & Tech Modernization: identify opportunities to deploy automation to streamline governance & oversight.
• Cross-Functional Collaboration: partner with executives, Product, Tech, and Risk offices across all payment types.

Skills

Risk management

Governance

Stakeholder management

Payments

Project management

People leadership

Process management

Analytical mindset

Education

High School Diploma, GED, or equivalent certification

Bachelor’s Degree or Military experience

Job description

Capital One seeks a Risk Manager with strong leadership in payments risk, governance, and analytics. The role focuses on partnering with executives and product teams to modernize risk practices across ACH, Wires, Cards, and real-time payments.

Hybrid work arrangement with significant collaboration and governance responsibilities. Applicants should have several years in risk management or governance within banking, plus a track record of leading cross-functional programs and engaging senior