Payments Risk & Modernization Leader

Capital One; McLean (VA); Hybrid; USD 152,000 - 173,000; Full time

Job summary

Capital One's Risk Management division seeks a Manager for PRISM to drive risk mitigation across strategic payments initiatives. Hybrid role based in McLean, VA, partnering with technology, product, risk, and operations to modernize payments and integrate new businesses.

You will shape governance with AI capabilities, automation, and analytics, oversee policy adherence, and lead cross-functional programs across ACH, Wires, Cards, and Real-Time Payments.

Qualifications

• 3+ years of experience in risk management, audit or governance.
• 4+ years of experience in banking or financial industry.
• 2+ years of experience collaborating with internal and external stakeholders.

Responsibilities

• Serve as a key risk thought partner for new businesses and emerging payments activities.
• Evaluate AI capabilities, smart automation, and analytics to modernize payments risk landscape.
• Document payments use cases and support lines of business in adhering to risk policy and standards.
• Identify opportunities to deploy automation and tech modernization to streamline governance and monitoring.

Skills

Risk management

Stakeholder management

Analytical thinking

Gen AI capabilities

Project management

Education

Bachelor's Degree or Military experience

Job description

Capital One's Risk Management division seeks a Manager for PRISM to drive risk mitigation across strategic payments initiatives. Hybrid role based in McLean, VA, partnering with technology, product, risk, and operations to modernize payments and integrate new businesses.

You will shape governance with AI capabilities, automation, and analytics, oversee policy adherence, and lead cross-functional programs across ACH, Wires, Cards, and Real-Time Payments.