Payments Risk Innovator and Strategy Lead

Capital One; Richmond (VA); Hybrid; USD 138,000 - 158,000; Full time

Job summary

Capital One is seeking a Risk Manager for Payments Risk Integration, Strategy, and Modernization (PRISM) on a hybrid schedule in Richmond, VA. You will partner with technology, product, risk management, and operations to modernize payments risk and enable enterprise-level risk strategies.

The role blends strategic oversight with hands-on innovation, including evaluating AI capabilities, automation, and analytics to strengthen controls across ACH, Wires, Cards, and Real-Time Payments.

Qualifications

• 3+ years in risk management, audit or governance.
• 4+ years experience in the banking or financial industry.
• 2+ years experience engaging with internal and external stakeholders.
• Bachelor's degree or military experience preferred.

Responsibilities

• Serve as a risk thought partner for new payments businesses and initiatives.
• Document payments use cases and support lines of business in policy adherence.
• Identify opportunities to deploy automation and AI to improve monitoring and controls.
• Collaborate across executives, product, tech and risk offices for payment lifecycle risks.

Skills

Risk management

Stakeholder collaboration

Analytical thinking

Project management

Gen AI capabilities

Payments knowledge

Team leadership

Education

Bachelor's degree

Military experience

Job description

Capital One is seeking a Risk Manager for Payments Risk Integration, Strategy, and Modernization (PRISM) on a hybrid schedule in Richmond, VA. You will partner with technology, product, risk management, and operations to modernize payments risk and enable enterprise-level risk strategies.

The role blends strategic oversight with hands-on innovation, including evaluating AI capabilities, automation, and analytics to strengthen controls across ACH, Wires, Cards, and Real-Time Payments.