Payments Risk Architect: AI-Driven Modernization

Capital One; McLean (VA); Hybrid; USD 152,000 - 173,000; Full time

Job summary

Capital One seeks a Risk Manager for Payments Risk Integration, Strategy, and Modernization (PRISM) to drive risk mitigation across strategic and emerging payments initiatives. The role blends governance with hands-on innovation, partnering with technology, product, risk, and operations to enable a risk-first modernization path.

The position emphasizes strategic oversight, collaboration with cross-functional teams, and applying advanced analytics and automation to strengthen controls while

Qualifications

• Minimum 3+ years in risk management/audit/governance.
• 4+ years in banking/financial industry.
• 2+ years in stakeholder engagement with internal/external partners.

Responsibilities

• Act as risk thought partner for new payments initiatives and emerging AI capabilities.
• Document payments use cases and support SBUs in meeting risk standards.
• Identify opportunities for automation (RPA, NLP, analytics) to streamline governance and monitoring.

Skills

risk management

payments risk

stakeholder management

Gen AI capabilities

automation workflows

project management

leadership

communication

Education

Bachelor's degree

Military experience

Job description

Capital One seeks a Risk Manager for Payments Risk Integration, Strategy, and Modernization (PRISM) to drive risk mitigation across strategic and emerging payments initiatives. The role blends governance with hands-on innovation, partnering with technology, product, risk, and operations to enable a risk-first modernization path.

The position emphasizes strategic oversight, collaboration with cross-functional teams, and applying advanced analytics and automation to strengthen controls while