Mortgage Underwriter

Acts Housing; Milwaukee (WI); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Health insurance

Dental coverage

401(k)

Job summary

Acts Housing in Milwaukee, WI is seeking a customer-focused mortgage professional to own the homeownership journey from pre-approval through closing. You will guide borrowers, coordinate conditions, appraisals, and closings while leveraging community-focused lending solutions to help families achieve sustainable homeownership.

The role requires 3+ years in underwriting/processing/loan origination, strong regulatory knowledge, and experience with loan origination software and CRM systems.

Qualifications

• 3+ years of mortgage underwriting, processing, loan origination, or lending experience.
• Experience reviewing loan files with understanding of mortgage compliance and lending documentation.
• Experience with loan origination and/or underwriting software.
• Strong customer service and relationship-building skills.
• Excellent organization and attention to detail.
• Ability to manage multiple priorities and deadlines.

Responsibilities

• Support and manage the loan origination process from application and preapproval through underwriting and closing.
• Process residential mortgage loans and collect required documentation.
• Guide borrowers through the lending process and provide ongoing communication.
• Manage loan conditions, appraisals, title work, and insurance requirements.
• Coordinate and facilitate loan closings.
• Maintain accurate records within CRM and loan origination systems.
• Partner with homebuyer counselors, realtors, and community partners.
• Ensure loan files, disclosures, underwriting decisions, and borrower communications comply with all applicable federal and state lending regulations and organizational policies.

Skills

Mortgage underwriting

Loan origination

Regulatory compliance

Customer service

Organization

Attention to detail

Driver's license

Tools

CRM systems

Loan origination software

Job description

Own the homeownership journey for first-time buyers from pre-approval through closing.

Join a mission-driven lender helping families achieve homeownership.

At Acts Housing, you will do more than process loans. You will help families navigate one of the most important milestones of their lives while using creative, community-focused lending solutions to make homeownership possible. Acts Housing supports homebuyers through education, coaching, loan origination, lending, and long-term support to create pathways to sustainable homeownership.

Why Join Acts Housing?

• Help individuals and families achieve homeownership, often for the very first time
• Own the full mortgage journey from pre-approval through closing
• Build meaningful relationships with borrowers rather than simply processing transactions
• Work on creative lending and advocacy solutions that go beyond traditional mortgage lending
• Enjoy a dynamic role where no two days are the same
• Competitive salary plus health, dental, and 401(k) benefits

What You'll Do

• Support and manage the loan origination process from application and preapproval through underwriting and closing
• Process residential mortgage loans and collect required documentation
• Guide borrowers through the lending process and provide ongoing communication
• Manage loan conditions, appraisals, title work, and insurance requirements
• Coordinate and facilitate loan closings
• Maintain accurate records within CRM and loan origination systems
• Partner with homebuyer counselors, realtors, and community partners
• Ensure loan files, disclosures, underwriting decisions, and borrower communications comply with all applicable federal and state lending regulations and organizational policies

What You Bring

• 3+ years of mortgage underwriting, processing, loan origination, or lending experience
• Experience reviewing and evaluating mortgage loan files with a strong understanding of mortgage compliance, regulatory requirements, and lending documentation
• Experience with loan origination and/or underwriting software
• Strong customer service and relationship-building skills
• Excellent organization and attention to detail
• Ability to manage multiple priorities and deadlines
• Valid driver's license and reliable transportation

Preferred

• Experience with manual underwriting and compliance review in a regulated lending environment
• Affordable housing, nonprofit, credit union, or community lending experience

About Acts Housing

Acts Housing is a nonprofit organization dedicated to creating pathways to homeownership through education, coaching, lending, and long-term support. Together, we help families build wealth, strengthen neighborhoods, and create lasting community impact.

Acts Housing is an Equal Opportunity Employer and is committed to creating an inclusive workplace. We welcome and encourage applications from individuals of all backgrounds and do not discriminate on the basis of any characteristic protected by applicable federal, state, or local law.