Mortgage Loan Originator

United Community; Sandy Springs (GA); On-site; USD 55,000 - 90,000; Full time

Job summary

United Community is seeking a Mortgage Loan Officer to join our team in Sandy Springs, GA. The role focuses on helping individuals achieve homeownership by building strong relationships with realtors, builders, and developers and guiding clients through the mortgage process with expertise.

Active NMLS license and residential origination experience are required. You will maintain knowledge of loan products, process applications, and ensure compliance with investor and regulatory guidelines while

Qualifications

• Active NMLS License required.
• Minimum two years of residential mortgage loan origination.
• Familiar with FHA, VA, and USDA guidelines.
• Proficient in sales and service; tele-consulting, prospecting, and networking.
• Notary Public Certification preferred.

Responsibilities

• Develop business through maintaining contact with realtors, builders, developers and construction lenders.
• Maintain knowledge of available loan products, processing procedures, and underwriting guidelines.
• Interview potential customers and answer questions about mortgage loan types.
• Review, analyze, and process mortgage loan requests for compliance with investor and regulatory requirements.
• Order verifications of employment, deposits, mortgage, and rental.
• Collect documentation and deliver loan package within management timeframes.
• Input data from applications into Mortgageware and maintain accurate records.
• Maintain high levels of customer service while managing applicant expectations.

Skills

Active NMLS License

Residential origination

FHA/VA/USDA guidelines

Sales & service skills

Notary Public Certification (preferred

Job description

Overview

United Community is an experienced, driven, and customer-focused Mortgage Loan Officer (MLO) to join our team. The MLO will help individuals and families achieve their homeownership dreams. In this role, you'll build lasting relationships with realtors, builders, and developers while guiding clients through the mortgage process with expertise and care. If you're passionate about residential lending and thrive in a fast-paced, service-oriented setting, we'd love to hear from you.

What You'll Do

• Active NMLS License is required
• Develop business through maintaining contact with realtors, builders, developers and construction lenders.
• Maintain knowledge of available loan products, processing procedures, and underwriting and general department guideline
• Interviews potential customers and answers questions about various types of mortgage loans.
• Reviews, analyzes, and processes mortgage loan requests. Reviews application and initial loan documentation for compliance to investor, state and federal lending requirements
• Responsible for ordering verifications of employment, deposits, mortgage, and rental.
• Collect appropriate documentation from each applicant and deliver loan package in the timeframes set by Management.
• Input information from application and verifying documentation into Mortgageware
• Maintain high levels of customer service while managing each applicant's expectations

Requirements For Success

• Minimum two (2) years of residential mortgage loan origination
• Familiar with FHA, VA, and USDA guidelines
• Proficient in sales and service skills; including tele-consulting, prospecting, and networking.
• NMLS License required

Preferred Skills/Experience

• Current Notary Public Certification preferred

Conditions of Employment

• Must be able to pass a criminal background & credit check
• This is a full-time, non-remote position

FLSA Status

• Non-Exempt

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Pay Range

USD $0.00 - USD $0.00 /Yr.