Loan Officer - Springfield, MO

First Residential Independent Mortgage; Springfield (MO); On-site; USD 70,000 - 300,000; Full time

Job summary

First Residential Independent Mortgage is seeking motivated Loan Officers who thrive in a competitive, performance‑driven environment. You’ll manage a sales pipeline, build relationships, and deliver results while receiving coaching to reach your full potential.

This base plus commission role offers uncapped earnings with most loans officers earning substantial commissions and bonuses as you grow in the role.

Qualifications

• Experience managing a sales pipeline
• Ability to build relationships with borrowers
• Proven track record of delivering results
• Open to feedback and coaching to improve performance

Responsibilities

• Connect with qualified leads, build trust, and show borrowers why First Residential is the right lending partner.
• Review financial information and guide borrowers to the loan solution that best fits their needs.
• Manage loan applications and documentation, moving files efficiently from application through closing.
• Walk borrowers through every step of the mortgage process while structuring loan options, rates, and fees to meet goals.
• Contribute to a collaborative team environment by supporting teammates and sharing in each other's success.

Skills

Sales

Relationship building

Pipeline management

Coachable

Job description

Competitive. Driven. Coachable

If you're energized by competition, motivated by meaningful goals, and excited by coaching that helps you reach your full potential, keep reading.

This highly competitive role is designed for individuals who thrive in performance‑driven environments. A specific degree or mortgage background isn’t required; we look for self‑motivated people with experience managing a sales pipeline, building relationships, and delivering results. If you embrace feedback, push yourself to improve, and are motivated by the opportunity to earn more through performance, you’ll fit right in.

This base plus commission role rewards performance with uncapped earning potential. Most Loan Officers earn $70,000 to $80,000 in their first year. By year three, top performers earn around $145,000, with earning potential exceeding $300,000 by year five.

Your income is driven by performance, commitment, and production, giving you the opportunity to build a career that rewards your ambition. You’ll have the training, coaching, and marketing support to maximize your potential. What you do with that opportunity is up to you.

About the Role:

Being a Loan Officer at First Residential is unlike any other role. Think of it as combining the best of sales, customer service, and financial expertise. You’ll play a crucial role in helping borrowers navigate one of the biggest financial decisions of their lives: buying a home. This isn’t just a desk job. It’s a high‑energy, high‑impact position where determination and hustle directly influence your success.

Our marketing team brings in fresh leads, so most people you call have already expressed interest. Your job is to build trust, understand their financial goals, and guide them to the loan solution that’s right for them. The schedule offers flexibility, but success comes from consistently putting in the effort to meet and exceed your goals.

Most of the work happens in the office, where collaboration, coaching, and healthy competition create an environment that helps everyone succeed. It’s challenging work, but helping someone achieve homeownership is incredibly rewarding.

Here’s a snapshot of what you’d be doing:

• Connect with qualified leads, build trust, and show borrowers why First Residential is the right lending partner.
• Review financial information and guide borrowers to the loan solution that best fits their needs.
• Manage loan applications and documentation, keeping each file moving efficiently from application through closing.
• Walk borrowers through every step of the mortgage process while structuring loan options, rates, and fees that best meet their goals.
• Contribute to a collaborative team environment by supporting teammates and sharing in each other's success.

About You:

• You demonstrate grit and resilience when navigating challenges and thrive in a fast‑paced, goal‑oriented environment.
• You’re a salesperson at your core. You’re confident picking up the phone, building relationships, and turning opportunities into results.
• You adapt quickly to change and enjoy solving problems in creative and practical ways.
• You’re highly organized and know how to manage your time and prioritize competing demands.
• You’re motivated by results, welcome coaching, and have a strong desire to continuously learn and improve.
• You communicate effectively, both verbally and in writing, and provide exceptional service to borrowers and teammates.
• You thrive in collaborative environments and maintain a positive attitude under pressure.
• You lead with honesty, transparency, and integrity, always doing what’s right for borrowers, teammates, and the business.
• You'll need to become NMLS licensed, and we’ll help you obtain your license when you join the team.

About Us:

We started First Residential Independent Mortgage to make homebuying more authentic. Your heart and dedication will help us get there.

First Residential is part of the Veterans United family of companies. Backed by the mortgage expertise of Veterans United while specializing in conventional and FHA loans, First Residential offers the opportunity to build a rewarding career with the support of an industry leader.

Our success is measured by how we live our values every day: Be Passionate and Have Fun, Deliver Results with Integrity, and Enhance Lives Every Day. We strive to provide exceptional service to homebuyers and their families while making a positive impact on the people and communities we serve.

We’re glad you’re here exploring this opportunity. If this role excites you but you don’t meet every qualification, we’d still love to hear from you. We hire for potential, drive, and a willingness to learn, not just what’s on a resume. If you’re passionate, motivated, and ready to build a meaningful career, we encourage you to apply.

Interested? Apply Today!

Learn more about us on our career site at firstresidential.com/careers.

Veterans United Home Loans and its affiliates are Equal Opportunity Employers that consider all qualified applicants regardless of race, color, religion, sex (including pregnancy, transgender status, and sexual orientation), national origin, age (40 or older), disability or genetic information.