Mortgage Risk & Compliance Auditor

Popular; San Juan (PR); Hybrid; USD 75,000 - 110,000; Full time

Job summary

Popular in San Juan, PR is seeking a Risk Review & Audit Officer to safeguard mortgage operations. You will perform loan-level reviews, verify compliance with GSE guidelines, and collaborate with senior auditors on remediation.

You will stay updated on federal agency requirements, participate in ongoing training, and communicate trends to leadership while supporting process improvements in a hybrid work environment.

Qualifications

• Bachelor’s degree in accounting, business administration, finance, or related field.
• Minimum of three years in mortgage banking, mortgage quality control, or audit with GSE focus.
• Bilingual in Spanish and English.
• Experience with GSE guidelines (Fannie Mae, Freddie Mac) and federal agency requirements (FHA, VA, USDA).
• Proficient with MSP, Encompass, and mortgage servicing/origination platforms.
• Strong attention to detail and analytical skills; excellent written and verbal communication.
• Ability to manage multiple priorities under tight deadlines.

Responsibilities

• Conduct loan-level reviews of residential mortgage files for accuracy, completeness, and compliance.
• Detect discrepancies or violations in loan documentation and borrower eligibility.
• Ensure adherence to investor/insurer requirements (GSEs, FHA, VA, USDA).
• Collaborate with senior audit personnel to validate findings and plan remediation.
• Maintain knowledge of GSE updates and regulatory changes.
• Participate in training on investor/insurer requirements for audit accuracy.
• Communicate findings to management and help develop corrective actions and improvements.
• Support special projects related to quality control, compliance, and risk mitigation.

Skills

Bilingual Spanish-English

Analytical skills

Attention to detail

Written and verbal communication

Time management

Interpersonal collaboration

Education

Bachelor’s degree in accounting, business administration, finance or related field

Tools

MSP (Black Knight)

Encompass

Microsoft Office Suite

Job description

Popular in San Juan, PR is seeking a Risk Review & Audit Officer to safeguard mortgage operations. You will perform loan-level reviews, verify compliance with GSE guidelines, and collaborate with senior auditors on remediation.

You will stay updated on federal agency requirements, participate in ongoing training, and communicate trends to leadership while supporting process improvements in a hybrid work environment.