Mortgage Protection Insurance Agent

The Wood Agency Life; Enterprise (AL); Remote; USD 60,000 - 120,000; Full time

Benefits offered by this job

Remote work

Training provided

Access to multiple carriers

Job summary

The Wood Agency Life is hiring remote mortgage protection sales agents to serve homeowners in Enterprise, Alabama. This is a remote, work-from-home position — you'll help new homeowners review life insurance options tied to their mortgage and apply for coverage by phone and video from anywhere.

What you'll do includes contacting homeowners by phone/video, reviewing mortgage details and goals, guiding clients through tailored life insurance options, completing applications, and keeping CRM

Qualifications

• Must hold a state life insurance license or complete licensing with agency guidance.
• Ability to clearly explain loan balances, coverage amounts, and payment schedules over the phone.
• Comfortable with video calls and web-based carrier systems.
• Have reliable computer, phone and internet connection.
• Follow-through on pending applications until they close.

Responsibilities

• Contact homeowners via phone and video to discuss mortgage protection coverage.
• Review mortgage details, budget, and coverage goals before presenting options.
• Explain mortgage protection and life insurance choices sized to the loan.
• Complete applications with clients using carrier e-apps and quoting tools.
• Record calls, appointments, and case status in the CRM.
• Monitor applications through underwriting to issue and keep clients updated.

Skills

Verbal communication

Explain numbers on calls

Remote selling

Time management

Reliability

Education

Life insurance license (or willing to complete licensing)

Tools

CRM software

E-app tooling

Video conferencing tools

Job description

The Wood Agency Life is hiring remote mortgage protection sales agents to serve homeowners in Enterprise, Alabama. This is a remote, work-from-home position — you'll help new homeowners review life insurance options tied to their mortgage and apply for coverage by phone and video from anywhere.

What you'll do

• Contact homeowners who've asked about mortgage protection coverage, by phone and video.
• Review each family's mortgage, budget and coverage goals before presenting options.
• Walk clients through mortgage protection and related life insurance choices sized to their loan.
• Complete applications with clients using the carrier's e-app and quoting tools.
• Record calls, appointments and case status in the CRM.
• Monitor applications through underwriting to issue and keep clients updated on progress.

Qualifications

• A state life insurance license, or willingness to complete the roughly two-week licensing course with agency guidance.
• Confident explaining numbers — loan balances, coverage amounts, payment schedules — over the phone.
• Comfortable with video calls and web-based carrier systems.
• A reliable computer, phone and internet connection.
• Follow-through on pending applications until they close.

What we provide

• An independent agency with access to multiple carriers for mortgage protection products.
• Guidance through licensing coursework if needed.
• Ongoing carrier and sales training.
• CRM access to manage leads and cases.

Compensation

This is a 1099 independent contractor opportunity. Pay is commission-based. No salary or hourly pay is provided. Earnings depend on individual production.

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The Wood Agency Life. Ben Wood, NPN 20251128. Independent insurance agency. Agents are independent contractors (1099) paid under contract. A state life insurance license is required before soliciting or selling business, and licensing timelines vary by state. Equal opportunity — we consider every applicant regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or veteran status.