Mortgage Protection Insurance Agent

The Wood Agency Life; Saint Cloud (MN); Remote; USD 60,000 - 120,000; Full time

Job summary

The Wood Agency Life is seeking remote mortgage protection sales agents to serve homeowners in the Saint Cloud area who have asked about life insurance options tied to their mortgage. You will contact clients by phone and video from anywhere with a reliable internet connection.

As an independent contractor (1099), earnings are commission-based and tied to individual production. A state life insurance license or completion of licensing coursework is required, with training and CRM tools provided.

Qualifications

• State life license or willingness to complete licensing course.
• Confident explaining numbers over the phone.
• Comfortable with video calls and web-based carrier systems.
• Reliable computer, phone, and internet connection.
• Follow-through on pending applications until closing.

Responsibilities

• Contact homeowners by phone and video.
• Review mortgage, budget and coverage goals before presenting options.
• Walk clients through mortgage protection and life insurance options sized to loan.
• Complete applications using carrier's e-app and quoting tools.
• Record calls, appointments and case status in the CRM.
• Monitor applications through underwriting to issue and update clients.

Skills

Life license

Phone communication

Video calls

CRM usage

Follow-through

Tools

CRM

e-app

Quoting tools

Carrier systems

Job description

The Wood Agency Life wants to hire remote mortgage protection sales agents to serve homeowners in the St. Cloud, Minnesota area who've asked about life insurance options tied to their mortgage and want to apply for coverage. This is a remote, work-from-home position — you'll contact clients by phone and video from anywhere with a reliable internet connection.

What you'll do

• Contact homeowners who've asked about mortgage protection coverage, by phone and video.
• Review each family's mortgage, budget and coverage goals before presenting options.
• Walk clients through mortgage protection and related life insurance choices sized to their loan.
• Complete applications with clients using the carrier's e-app and quoting tools.
• Record calls, appointments and case status in the CRM.
• Monitor applications through underwriting to issue and keep clients updated on progress.

Qualifications

• A state life insurance license, or willingness to complete the roughly two-week licensing course with agency guidance.
• Confident explaining numbers — loan balances, coverage amounts, payment schedules — over the phone.
• Comfortable with video calls and web-based carrier systems.
• A reliable computer, phone and internet connection.
• Follow-through on pending applications until they close.

What we provide

• An independent agency with access to multiple carriers for mortgage protection products.
• Guidance through licensing coursework if needed.
• Ongoing carrier and sales training.
• CRM access to manage leads and cases.

Compensation

This is a 1099 independent contractor opportunity. Pay is commission-based. No salary or hourly pay is provided. Earnings depend on individual production.

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The Wood Agency Life. Ben Wood, NPN 20251128. Independent insurance agency. Agents are independent contractors (1099) paid under contract. A state life insurance license is required before soliciting or selling business, and licensing timelines vary by state. Equal opportunity — we consider every applicant regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or veteran status.