Mortgage Protection Insurance Agent

The Wood Agency Life; Johnston (RI); Remote; USD 40,000 - 90,000; Full time

Benefits offered by this job

1099 contractor

Multiple carriers access

Training provided

CRM access

Job summary

The Wood Agency Life is seeking remote mortgage protection sales agents to serve homeowners in Johnston, Rhode Island. This is a fully remote, work-from-home position — you will help homeowners review life insurance options tied to their mortgage and apply for coverage by phone and video from your own workspace.

You will contact homeowners, review mortgage details, present options, and guide clients through the application process with carriers' e-apps.

Qualifications

• State life insurance license or ability to complete licensing course.
• Confidently explain numbers such as loan balances and coverage.
• Comfortable with video calls and web-based carrier systems.
• Reliable computer, phone, and internet connection.
• Follow-through on pending applications until close.

Responsibilities

• Contact homeowners by phone and video to discuss mortgage protection.
• Review mortgage, budget, and coverage goals with families.
• Present mortgage protection and life insurance options sized to loans.
• Complete applications using carrier's e-app and quoting tools.
• Record calls, appointments, and cases in the CRM.
• Monitor underwriting and update clients through to issue.

Skills

Verbal communication

Video calls proficiency

CRM experience

Independent contractor mindset

Education

Life insurance license

Licensing coursework willingness

Tools

CRM software

E-app & quoting tools

Job description

The Wood Agency Life is hiring remote mortgage protection sales agents to serve homeowners in Johnston, Rhode Island. This is a fully remote, work-from-home position — you'll help new homeowners review life insurance options tied to their mortgage and apply for coverage by phone and video, all from your own workspace.

What you'll do

• Contact homeowners who've asked about mortgage protection coverage, by phone and video.
• Review each family's mortgage, budget and coverage goals before presenting options.
• Walk clients through mortgage protection and related life insurance choices sized to their loan.
• Complete applications with clients using the carrier's e-app and quoting tools.
• Record calls, appointments and case status in the CRM.
• Monitor applications through underwriting to issue and keep clients updated on progress.

Qualifications

• A state life insurance license, or willingness to complete the roughly two-week licensing course with agency guidance.
• Confident explaining numbers — loan balances, coverage amounts, payment schedules — over the phone.
• Comfortable with video calls and web-based carrier systems.
• A reliable computer, phone and internet connection.
• Follow-through on pending applications until they close.

What we provide

• An independent agency with access to multiple carriers for mortgage protection products.
• Guidance through licensing coursework if needed.
• Ongoing carrier and sales training.
• CRM access to manage leads and cases.

Compensation

This is a 1099 independent contractor opportunity. Pay is commission-based. No salary or hourly pay is provided. Earnings depend on individual production.

The Wood Agency Life. Ben Wood, NPN 20251128. Independent insurance agency. Agents are independent contractors (1099) paid under contract. A state life insurance license is required before soliciting or selling business, and licensing timelines vary by state. Equal opportunity — we consider every applicant regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or veteran status.