Mortgage Processor II

K. Hovnanian® Homes; Boynton Beach (FL); On-site; USD 52,000 - 68,000; Full time

Benefits offered by this job

Medical/Dental/Vision

401(k) plan

Job summary

K. Hovnanian American Mortgage, LLC is seeking a Mortgage Processor to manage loan pipelines for builder communities in Florida. The role emphasizes collecting and reviewing documentation to meet Fannie Mae, Freddie Mac, FHA, and VA guidelines and to facilitate timely closings.

Strong communication and analytical skills are required. Candidates with government loan experience and familiarity with real estate terminology will stand out.

Qualifications

• At least 2 years of mortgage experience desired.
• Familiarity with real estate and mortgage terminology is helpful.
• Government loan experience is a plus.
• Strong communication, analytical, and mathematical skills are essential.

Responsibilities

• Process loans within designated builder communities and manage a pipeline of loans.
• Collect, follow up and review required documentation according to guidelines (Fannie Mae, Freddie Mac, FHA, VA) to facilitate closing and saleability.
• Update files 45–60 days prior to closing and prepare the file for final underwriting, pre-closing, and underwriting conditions.
• Maintain communication with borrowers, builders and the assigned team to ensure high customer service levels.

Skills

Mortgage processing

Customer communication

Analytical thinking

Math skills

Job description

K. Hovnanian American Mortgage is uniquely positioned to deliver the keys to making our customer's dream of home ownership a reality better than any other lender. Why? Because K. Hovnanian Homes is celebrating over 65 years of quality and leadership in the home building industry and their homebuyers are our exclusive clients. These families have put their dreams in our hands, and you can as well.

Your attention to detail when collecting, following up and reviewing required documentation for a pipeline of loans will place our customers mind at ease. Processing a loan can be like guiding a traveler on a long safari. Customers can easily feel lost in the complexities, except for those lucky enough to have someone with your exceptional skill to get them through.

We need you to be responsible for processing loans within designated builder communities and managing a pipeline of loans. A key function of the Processor is to collect, follow up and review required documentation according to guidelines of Fannie Mae, Freddie Mac, FHA and VA to facilitate closing and sale ability of the loan. Other functions include but are not limited to updating files 45-60 prior to closing, preparing the file for final underwriting, pre-closing and evaluating all conditions of approval from the underwriting department. Processor must maintain communication with borrower, builder and assigned team to facilitate high customer service levels.

Requirements for this position include at least 2 years of mortgage experience. Knowledge of and familiarity with real estate and mortgage terminology is helpful. Government loan experience is a plus. Strong communication, analytical and math skills are essential.

Our commitment

K. Hovnanian American Mortgage, LLC, an indirect subsidiary of Hovnanian Enterprises, Inc., a well-respected publicly traded company, is committed to providing an environment and programs that help our associates flourish. You can look forward to professional support and extensive benefits—including medical/dental/vision coverage, discounts on mortgages and home appliances, and a 401(k) plan.

Note to Search Firms

K. Hovnanian American Mortgage, LLC is not accepting unsolicited assistance from search firms for this employment opportunity. Please, no phone calls or emails. All resumes submitted by search firms to any associate at K. Hovnanian via email, the Internet or in any form and/or method without a valid written search agreement in place for this position will be deemed the sole property of K. Hovnanian. No fee will be paid in the event the candidate is hired by K. Hovnanian as a result of the referral or through other means.

Job Travel

None