Mortgage Originator – FHA/VA & Conventional

M&T Bank Corporation; Worcester (MA); On-site; USD 65,000 - 105,000; Full time

Benefits offered by this job

Paid volunteer time

Competitive benefits

Job summary

M&T Bank Corporation in Worcester, MA is seeking a mortgage loan professional focused on FHA/VA and conventional programs. The role involves interviewing applicants, assessing creditworthiness, and guiding customers to suitable loan products.

Travel to client locations may be required to promote mortgage solutions and build relationships. Applicants should have an Associates degree and sales experience, with knowledge of FHA/VA rules and real estate law, plus strong math and communication

Qualifications

• Associates degree and 2 years sales experience, or a combined minimum of 4 years higher education and/or relevant work experience including 2 years sales.
• Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law.
• Proven sales ability.
• Strong mathematical skills.
• Self-motivated and well-organized.
• Excellent verbal and written communication skills.
• Ability to interact with individuals at all income levels and peers professionally.
• Demonstrated ability to work independently and follow through on details.

Responsibilities

• Interview applicants to collect and analyze income, assets, debts and credit data.
• Independently assess applicant’s credit worthiness and determine loan eligibility.
• Advise borrowers on mortgage programs and bank products.
• Cultivate mortgage business and promote bank products; travel to meet clients.
• Negotiate loan terms and bind the bank; ensure regulatory compliance.

Skills

Sales experience

Mathematical skills

Verbal and written communication

Self-motivated

Professional interaction

Education

Associates degree

4 years higher education/related work

Tools

PC software

Residential Mortgage software

Job description

M&T Bank Corporation in Worcester, MA is seeking a mortgage loan professional focused on FHA/VA and conventional programs. The role involves interviewing applicants, assessing creditworthiness, and guiding customers to suitable loan products.

Travel to client locations may be required to promote mortgage solutions and build relationships. Applicants should have an Associates degree and sales experience, with knowledge of FHA/VA rules and real estate law, plus strong math and communication