Mortgage Loan Processor: Streamline Closings On Schedule

Coastal Community FCU; La Marque, Northern (TX, KY); Hybrid; USD 55,000 - 75,000; Full time

Job summary

Coastal Community FCU in Texas seeks a Mortgage Loan Processor to manage loan files from application through closing, ensuring accuracy, compliance, and timely progression of mortgage loans. You will coordinate with loan officers, underwriters, title companies, and borrowers to collect documentation and resolve conditions.

This full-time role requires 2+ years of residential mortgage processing experience, familiarity with TRID/RESPA, and proficiency in Encompass and MS Office.

Qualifications

• 2+ years of experience processing residential mortgage loans.
• Knowledge of conventional, FHA, VA, and USDA programs a plus.
• Regulatory knowledge of TRID, RESPA, ECOA.

Responsibilities

• Open, organize, and maintain complete loan files in the origination system.
• Request, receive, and verify borrower documents (income, assets, employment, credit, property).
• Order and review credit reports, appraisals, title work, and verifications.
• Track underwriting conditions and submit clear responses to underwriter requests.
• Serve as primary contact for borrowers, loan officers, real estate agents, and vendors.
• Ensure files comply with TRID, RESPA, ECOA and internal policies.
• Prepare closing packages and coordinate with escrow/title and funding steps.
• Review files for completeness and accuracy before closing.

Skills

Attention to Detail

Organization

Communication

Problem Solving

Customer Service

Teamwork

Education

High school diploma or GED

Associate degree or certification preferred

Tools

Encompass

MS Office

Job description

Coastal Community FCU in Texas seeks a Mortgage Loan Processor to manage loan files from application through closing, ensuring accuracy, compliance, and timely progression of mortgage loans. You will coordinate with loan officers, underwriters, title companies, and borrowers to collect documentation and resolve conditions.

This full-time role requires 2+ years of residential mortgage processing experience, familiarity with TRID/RESPA, and proficiency in Encompass and MS Office.