Mortgage Loan Originator - External Sales

Dupont Community Credit Union in; Harrisonburg (VA); Remote; USD 50,000 - 80,000; Full time

Job summary

A leading credit union in Virginia is seeking a Remote Mortgage Advisor to help members achieve homeownership. This role involves generating mortgage leads, conducting loan interviews, and providing financial counseling. Ideal candidates will have real estate lending experience and strong communication skills. Join a respected institution committed to community service and personal growth opportunities.

Benefits

Health Insurance

Retirement Plans

Commission with Competitive Incentives

Work-Life Balance

Community Involvement Opportunities

Qualifications

• At least 1 year of real estate lending experience.
• Eligibility to register with NMLS if qualified.
• Fluency in both Spanish and English is preferred.

Responsibilities

• Generate mortgage business by building partnerships.
• Conduct loan interviews and process requests.
• Provide financial counseling related to credit union products.

Skills

Communication

Organizational Skills

Problem Solving

Customer Service

Bilingual (Spanish and English)

Education

High School Diploma

Tools

Word

Excel

Encompass

Desktop Underwriter

Job description

Mortgage Loan Originator - External Sales (Finance)

DuPont Community Credit Union (DCCU) is currently seeking experienced candidates for the role of Remote Mortgage Advisor – External Sales, focusing on Harrisonburg and Rockingham County. If you are passionate about helping others achieve homeownership, this may be the perfect role for you!

What You'll Have the Opportunity to Do:

• Generate mortgage business by building partnerships within DCCU's service area (Virginia).
• Increase quality mortgage leads and applications through strategic efforts.
• Conduct loan interviews, answer inquiries, and process requests via phone, mail, internet, email, and in person.
• Provide financial counseling related to credit union products such as debt consolidation, home equity, construction, and fixed or ARM loans.
• Complete loan applications, gather documentation, select appropriate mortgage products, lock loans, and submit for underwriting.
• Prepare mortgage disclosures in compliance with guidelines, ensuring all signatures or online consents are obtained.
• Organize and assist with planning workshops and seminars.
• Attend local real estate and networking events, including mortgage closings.
• Recognize cross-selling opportunities and implement sales and service techniques to meet member needs.
• Maintain knowledge of portfolio, secondary market, and government products.
• Participate in compliance training, including Bank Secrecy Act, OFAC, and Privacy.
• Assist with other initiatives as directed by the Mortgage Sales Manager.

What You'll Bring to the Table:

• High school diploma or equivalent and at least 1 year of real estate lending experience.
• Ability to self-source leads.
• If qualified, eligibility to register with the Nationwide Mortgage Licensing System (NMLS).
• Excellent verbal and written communication skills.
• Strong organizational, time management, and problem-solving skills.
• Passion for the mortgage industry and serving others.
• Courteous and friendly member relations skills.
• Basic math skills (percentages, fractions, etc.).
• Professionalism and good clerical/computer skills, with knowledge of Word and Excel; familiarity with Encompass and Desktop Underwriter is a plus.
• Fluency in both Spanish and English is preferred.

What We Bring to the Table:

• Impactful work that benefits members and the community.
• Opportunities for development and career growth.
• 100% commission with competitive incentives.
• Benefits including health insurance and retirement plans.
• Healthy work environment, hours, and work-life balance.
• Community involvement opportunities.

Who We Are:

Founded in 1959, DCCU serves over 120,000 members with assets exceeding $1.8 billion. We are committed to helping our members achieve financial success through personalized products and services. Join us to be part of a respected, growing financial institution making a difference in our community.

Qualified individuals should apply online by Friday, June 6, 2025. Applications can be submitted at www.mydccu.com, via the careers link.

We are an equal opportunity employer, committed to diversity and inclusion. All qualified applicants are encouraged to apply without regard to sex, gender identity, sexual orientation, race, religion, national origin, disability, veteran status, age, or other protected characteristics.