Mortgage Loan Originator

Placements24; Riverton (UT); Hybrid; USD 10,000 - 17,000; Full time

Benefits offered by this job

Commission-based earning potential

Base salary for stability

Medical aid and retirement fund

Job summary

Placements24 is seeking a Mortgage Loan Originator for a hybrid role in Upington, Northern Cape. You will generate new mortgage loan business, advise clients on loan options, and guide them through the application process.

You will build relationships with real estate agents and referral sources to drive growth, while maintaining compliance with mortgage regulations and providing exceptional service.

Qualifications

• Experience generating mortgage loans and advising clients on loan options.
• Proven ability to network with real estate professionals and referral sources.
• Strong knowledge of mortgage programs (fixed, adjustable, government-backed).
• Customer-centric approach with excellent service delivery.

Responsibilities

• Generate leads through networking, referrals, and partnerships.
• Meet with borrowers to assess needs and advise on mortgage products.
• Guide clients through origination to closing, ensuring complete submissions.
• Maintain strong relationships with agents and brokers.
• Stay updated on mortgage industry regulations and product guidelines.

Skills

Sales experience

Mortgage product knowledge

Negotiation skills

CRM proficiency

Relationship building

Hybrid work adaptability

Education

Mortgage originator license (or eligibility)

Tools

Mortgage origination software

CRM systems

Job description

About the Role

Our client, a leading mortgage lender, is seeking a motivated and results-driven Mortgage Loan Originator to join their team in Upington, Northern Cape . This role is responsible for generating new mortgage loan business, advising clients on loan options, and guiding them through the application process. The Loan Originator will build relationships with real estate agents, builders, and other referral sources to drive business growth. This position requires excellent sales skills, a thorough understanding of mortgage products, and a commitment to providing exceptional customer service. This role operates on a Hybrid model, allowing for flexibility in client engagement and office-based work. This is an exciting opportunity to contribute to helping individuals achieve their homeownership dreams.

Key Responsibilities

• Proactively generate leads and develop new business through networking, prospecting, and referral partnerships.
• Meet with potential borrowers to assess their financial needs and advise on suitable mortgage products.
• Guide clients through the entire mortgage loan application process, from origination to closing.
• Ensure accurate and complete submission of loan applications, including all necessary documentation.
• Maintain a strong understanding of mortgage industry regulations, policies, and product guidelines.
• Build and maintain strong relationships with real estate agents, brokers, and other industry professionals.
• Achieve and exceed individual loan origination targets and sales goals.
• Provide ongoing communication and support to clients throughout the loan process.
• Stay current with market trends and competitive offerings in the mortgage industry.

Requirements

• Relevant mortgage lending or sales experience.
• Possession of a valid mortgage originator's license or the ability to obtain one promptly.
• Strong understanding of various mortgage loan programs (e.g., fixed-rate, adjustable-rate, government-backed loans).
• Excellent sales, negotiation, and interpersonal skills.
• Proven ability to build and maintain a strong referral network.
• Customer-focused mindset with a commitment to providing excellent service.
• Proficiency in mortgage origination software and CRM systems.
• Ability to manage time effectively and work independently within a Hybrid structure.
• Reside within or be willing to work in the vicinity of Upington, Northern Cape .

Benefits

• Competitive commission structure with uncapped earning potential.
• Base salary to provide a stable income.
• Comprehensive benefits package including medical aid and retirement fund options.
• Opportunities for professional development and continuous training.
• Hybrid work model offering a balance of remote and office-based work.
• Supportive team environment and access to industry-leading tools.
• Career advancement opportunities within a growing organization.